2-50 employees

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Employer Health Plans

Small business health insurance plans designed with you — and your employees — in mind.

Browse 2026 plan options

Plan name
Network size
Premium cost
Consumer engagement
Individual deductible

Browse 2025 plan options

Plan name
Network size
Premium cost
Consumer engagement
Individual deductible

Browse 2026 plan options

Plan name
Network size
Premium cost
Consumer engagement
Individual deductible

Need help choosing the right plans?

We'll work with you to find the best solutions for your unique needs.

CONNECT WITH US

The largest network at a competitive price

For more than 80 years, Blue Cross Blue Shield of Michigan has helped businesses like yours find the best health coverage at the lowest cost. Whether you have five employees or 500, we’ll help you find the best plans for your employees and your bottom line.  

THE BLUE CROSS DIFFERENCE

Whole Person Health

Well-Being

Encourage a culture of well-being with tools and resources to help your employees improve their whole health.

Blue Cross Rewards

Incentivizing employees with PPO plans to use cost-effective providers by using our Find Care tools.

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Comprehensive Provider and Network Choices

Choices for care

Helping your employees avoid costly ER visits and get the care they need quickly and conveniently.

Value-based care

Elevating the quality of care by rewarding physicians for better patient health outcomes.

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Easy, Useful, Personal Coverage

Blue Cross Coordinated Care for employees

Learn how this program can improve your employees' health with personalized care.

Online member account

Your employees will get the tools, information and support they need all under one secure online account.

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Frequently asked questions

Our agents can help you set up your plan, enroll your employees and help you determine the easiest way to set up payments. Contact an agent to learn more. 

There are three types of accounts used to pay for medical expenses: a health savings account, or HSA, a health reimbursement arrangement, or HRA, and a flexible spending account, also known as an FSA.

These accounts are part of what's called consumer-directed health care. They offer:

  • Potential tax savings by being tax exempt or tax deductible
  • More control over health care costs
  • Lower health care costs

We can help you decide which is best for your business and employees. Connect with us.

PCP Focus is a custom primary care physician HMO network offered by Blue Care Network. The doctors your employees will choose from this network have shown they can provide quality care and a high level of efficiency that lowers health care costs. We pass those savings on to you: your premiums are up to 8% lower when you choose a plan with the PCP Focus network.

Interested in additional insurance for your employees? See what other types of plans we offer.

Vision

Vision care is one way you can invest in your employee’s health at a low cost.

Dental

Cover your employees’ overall health with Blue Dental insurance plans.

More options

Go beyond the basics with additional financial protection products including life insurance, disability and more.

Still need help? We're here for you.

Just tell us what you need and we'll put you in contact with the right person.
Contact us