What You Need to Know About Our ACA Plans

Learn more about Affordable Care Act health plans available from Blue Cross Blue Shield of Michigan.

Two people sitting at home looking at paperwork together.

Understanding your plan and finding care

Submitting a claim

What you need to know to submit a claim for medical or dental care.

Grace periods

Get information on grace periods and what they mean for pending claims.

Retroactive denials

Learn more about retroactive denials and what you can do to avoid them.


Learn what happens if you've overpaid for your coverage.

Prior authorization

Understand more about prior authorization and when you may need it. 

Explanation of benefits

Understand how to use the information in your explanation of benefits.

Coordination of benefits

How to coordinate multiple benefit plans to pay for services.