Find Your Medicare Plan

Are you new to Medicare? Worried about making the right choice? We’ll help you find what’s best for you. Whatever you decide, you’ll be protected by trusted names in health care coverage: Blue Cross Blue Shield of Michigan and Blue Care Network.

Choose from:

Your Medicare choices

Medicare Advantage plans

Also called Medicare Part C, Medicare Advantage plans work the most like the health insurance you had before Medicare. When you need care, you have just one ID card for all services. We handle your claims.

Most of our Medicare Advantage plans include benefits you don't get with Original Medicare, like Part D prescription drugs and routine dental, vision and hearing care. So they're a complete insurance package.

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Medicare Supplement plans

Original Medicare only pays a portion of your health care expenses for approved services. You're responsible for the rest. But we have plans that can help you fill in the gaps. They cover some or all of your share of the costs.

They also pay for some things Medicare doesn't, like more days in the hospital.

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Part D prescription drug plans

Not everyone needs a Part D plan. Many Medicare Advantage plans include it. Some people, like veterans and federal employees, can get coverage as good as Part D.

But everyone needs a prescription filled at some time. If you don't have Part D, our plans will keep you covered at the pharmacy.

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Learn more with Medicare 101

Medicare is a health insurance program run by the government for people age 65 and older, and for people under 65 with certain disabilities. Understanding more about Medicare will make it easier to choose the right plan. Our Medicare 101 section has resources to help you do that.

Which Medicare choice is right for you

Medicare Advantage

Want convenience and all-in-one coverage? After you enroll in Original Medicare Part A and Part B, your Medicare Advantage plan acts as your health coverage. When you need care, give your health care provider your Blue Cross ID card and we do the rest.

Medicare Advantage plans cover the same services as Original Medicare. Most include additional benefits you don't get with Original Medicare and Medicare Supplement plans, like Part D prescription drugs and dental and eye exams. Your expenses are capped with an annual out-of-pocket maximum.

Keep in mind Medicare Advantage plans have a network. You should go to providers in your plan's network for the lowest costs and to make sure your care is covered.

Original Medicare Part A and B

Your health coverage is administered through the U.S. government. It only covers basic hospital and medical expenses.

Medicare Supplement plans

These plans work with Original Medicare to help cover your out-of-pocket costs and expand limits and benefits.

Part D prescription drug plans

Most people will need a Part D plan if it's not included in your other Medicare coverage.

Becoming eligible for Medicare

Maybe you're turning 65 soon. Or you need to help someone you love with Medicare. We have information that'll make you smarter about Medicare, so you can make smarter choices.

Need to learn the basics of Medicare? Read articles that explain how it works. Wondering what to do when? Our chart has all the important dates in one place. Want help choosing a plan? We have that info too.

Medicare Advantage Extras   More than Original Medicare

Our Medicare Advantage plans cover everything Original Medicare does. They also give you benefits beyond Original Medicare. We've listed some examples on the right. Be sure to look for them when you're shopping so you get the coverage you need.

  • Travel benefits
  • Preventive dental
  • Annual wellness visit
  • Additional dental and vision coverage
  • Annual eye exam
  • Hearing aids
  • SilverSneakers® fitness
  • Safety bars

Need help?

We're here to answer your questions.