Individual and Family Plans

As Michigan's largest health insurance company, Blue Cross Blue Shield of Michigan has coverage to fit your life and budget.

Open enrollment has begun.

Enroll by Dec. 15, 2023 for coverage beginning Jan. 1, 2024. Enroll by Jan. 16, 2024 for coverage beginning Feb. 1, 2024.

Compare and enroll
picture of person on phone smiling

Health plan advisors

Call us at 1-855-237-3501 for help choosing the right plan

Have questions? Our Health Plan Advisors are ready to help. TTY users call 711.

Learn more about our plans

To get help choosing a plan, call 1-855-237-3501. TTY users dial 711.

picture of family with newborn baby

Need to buy or change a plan this year?

If you've had certain changes in your life, you could qualify for special enrollment. 

These events can include:

  • Job-related events
  • Loss of coverage
  • Marriage and divorce
  • New child
  • Moving
  • Early retirement
  • Other events

Did you lose Medicaid coverage?

If you are losing your Medicaid coverage, you and your family may be eligible for another health plan through Blue Cross and Blue Care Network. You may even qualify for a $0 plan.

plan stars

When you're choosing a plan, reach for the stars

We are the only carrier on the Marketplace with four-star ratings for both our PPO and HMO plans.

CMS scores qualified health plans (QHPs) offered through the Exchanges using the Quality Rating System (QRS) based on third-party validated clinical measure data and QHP Enrollee Survey responses. CMS calculates ratings yearly on a five-star scale. Ratings may change from year to year.

Find a doctor

If you’re shopping for a plan, you can search for doctors and hospitals. You can search by location, specialty or to see if your current doctor accepts your plan.

Find a doctor

Expand your plan with member discounts

As a member of Blue Cross Blue Shield of Michigan, you can save on gyms, food delivery, health and wellness resources and personal care products.

Health & Well-Being

Your plan includes the Blue Cross Health & Well-Being℠ website, with online tools and resources for a healthier lifestyle.

Visit Health & Well-Being
blue background


Health care plans designed to meet your needs


Affordable, low-cost plan options to fit your budget


Free preventive care, free virtual care options and whole person health programs

Care Choices

The largest network of doctors and hospitals in Michigan

Already one of our valued members?

Log in or register for your online account now to get easy access to your benefits and balances.