Specialty Benefits for Employers

When you partner with Blue Cross, we help you create a total benefit package to protect your employees' well-being and financial security.

Go beyond the basics

Provide a total benefit solution to support your employees' financial, emotional, social and physical needs. By offering specialty benefits, you can attract more talent and assist in protecting your employees’ financial future and well-being. We’ll help you customize a benefits plan to fit your group’s specific needs.

We offer these types of additional insurance coverage

Life insurance

Give your employees the confidence to know they’re covered for the unthinkable. We have plans that can help with medical bills, funeral expenses and financial debt. These plans also offer grief and financial counseling to support your employees. 

Learn more about life insurance

Short-term disability

Bills and everyday needs don't stop just because someone can't work. Accidents, illnesses and pregnancy can endanger your employee's ability to earn a living. Short-term disability plans pay benefits when those circumstances prevent them from working full time.

Learn more about short-term disability insurance

Long-term disability

Life happens. So do accidents and illnesses. Long-term disability plans can give your employees peace of mind knowing that their financial needs will be covered for day-to-day and future expenses.  

Learn more about long-term disability insurance

Accident insurance

If one of your employees is injured, an accident insurance plan can help. It will provide extra cash to allow them to pay for out-of-pocket medical expenses, childcare, transportation and even housekeeping. 

Learn more about accident coverage

Critical illness coverage

When the unexpected happens and your employees face a critical illness, these plans can help. They allow your employees to protect their finances by giving them a lump sum to pay their deductibles, mortgage, groceries or other expenses.

Learn more about critical illness coverage

Dental plans

Offer your employees a dental plan and you can help them better maintain their overall health and well-being. That can lead to fewer missed workdays, and you'll give your staff peace of mind, knowing they have a more complete health care package.

Learn more about dental plans

Vision plans

Making an investment in your employees' vision can go a long way to ensure a healthier, more productive workplace. Plus, it's one of the least expensive investments you can make.

Learn more about vision plans

Need help choosing the right plans?

We’ll work with you to find the best solutions for your unique needs.

Dearborn Group's Life, Disability, Accident and Critical Illness insurance products are issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Dearborn Life Insurance Company is a separate company, not owned by Blue Cross Blue Shield of Michigan, and does not provide Blue Cross Blue Shield of Michigan products or services. Dearborn Life Insurance Company is a provider of ancillary insurance products and is financially responsible for the products it issues.