Blue Cross Blue Shield of Michigan Fast Facts

Who we are

Founded in 1939, Blue Cross Blue Shield of Michigan is the largest nonprofit health insurer in Michigan. Headquartered in Detroit, Blue Cross is an independent licensee of the Blue Cross Blue Shield Association.

By the numbers

5+ million
members in all 50 states
104 million
claims processed in 2022
$29 billion
paid in claims in 2022

What we do

Blue Cross designs, sells and manages health plans for individuals, families and Michigan-based employers, including:

  • Traditional health plans
  • PPO plans
  • HMO plans
  • Medicare plans
  • Medicaid and state plans
  • Wellness-based plans
  • Health plans with health spending accounts
  • Dental and vision plans
  • International health plans
  • Pharmacy plans

We also offer specialty benefits to complement employer and individual medical coverage through:

  • Dearborn Life Insurance Company
  • Assurity® Life Insurance Company 
  • LifeSecure® Insurance Company 
A young woman laughs as her dog begs for food

Partnering to improve health

Blue Cross works with schools, health care organizations and providers to improve access to health care, eliminate health disparities and build stronger, healthier communities.

A group of children learning about gardening

Building Healthy Communities

Since 2009, our Building Healthy Communities program has helped more than 500,000 students in more than 1,100 schools.

A doctor using her stethoscope on a young patient

Strengthening the Safety Net

Through the Strengthening the Safety Net program, we’ve donated more than $18 million since 2005 to safety net health clinics across the state. 

A nurse and patient smiling at each other and holding hands

Value Partnerships

Blue Cross Value Partnerships focus on improving clinical quality and reducing costs. Since its beginning, the program has avoided $2.2 billion in medical costs through a variety of programs including the:

  • Collaborative Quality Initiatives
  • Physician Group Incentive Program
  • Patient-Centered Medical Home
A health care professional and patient look at a tablet together

Michigan Health Endowment Fund

From 2014 through 2031, we'll pay $1.56 billion to the Michigan Health Endowment Fund. The fund aims to improve health care access, cost and quality of care throughout Michigan.

Looking for BCN fast facts?

Get a quick glimpse of what comprises Blue Care Network.