When you pair Individual Specialty Benefit plans with your Blue Cross Blue Shield of Michigan or Blue Care Network medical plan, you extend your coverage and protect your finances.
Your health plan helps cover your medical costs when you need treatment. But what about the other costs? What if you need help with things like lost wages or living expenses while you recover?
Specialty Benefit plans from LifeSecure Insurance Company and Assurity Life Insurance Company can help. Pair them with your Blue Cross medical plan for complete coverage so you can focus on recovery.
Get peace of mind with a life insurance plan from Assurity. Extending your coverage can help protect your loved ones' financial future. The benefits can help pay for things like personal debts, medical bills and funeral expenses.
Call a health plan advisor at 1-855-288-6721 or talk to your insurance agent.
Policy form number I L0760 underwritten by Assurity Life Insurance Company, Lincoln, Nebraska. Product availability, rates and features may vary by state.
When you can't work because of a medical issue, you risk losing your income.
A disability plan from Assurity is like paycheck protection. It replaces some of your income to help with living expenses while you recover.
Call a health plan advisor at 1-855-288-6721 or talk to your insurance agent.
Policy form number I D0710 underwritten by Assurity Life Insurance Company, Lincoln, Nebraska. Product availability, rates and features may vary by state.
If you’re injured, you might end up off of work while bills come in from your recovery. LifeSecure Accident Insurance provides cash benefits to help you deal with some of those unexpected costs so you can focus on recovery.
Say you broke your ankle during a snowmobiling trip. You can use your personal accident benefits to help with these costs. You chose a benefit bank amount of $10,000 with a $500 deductible.
$8,800 (covered expenses, after adjustments and discounts) – $500 (personal accident deductible) = $8,300 (payout to you).
Your annual benefit bank would have $1,700 left until Jan. 1.
Watch this video from LifeSecure to find out how a personal accident plan can help you cover your out-of-pocket expenses.
To get more information, call a health plan advisor at 1-855-288-6721 or contact your insurance agent.
Policy Form Series # LS-AC-0003 LifeSecure Insurance Company based in New Hudson, MI, is an independent company that doesn’t provide Blue Cross Blue Shield of Michigan products or services. LifeSecure is solely responsible for and underwrites the accident coverage. This insurance policy has exclusions and limitations. Contact your insurance agent for benefit information. Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.
LS-AC-0427 MI 04/23
When you face a critical illness like cancer or a heart attack, you also face substantial costs. A critical illness plan from LifeSecure can help. With this plan, you can get help paying for things like lost income, out-of-pocket costs and treatments that your health plan may not cover so you can focus on your health.
Call a health plan advisor at 1-855-288-6721 or talk to your insurance agent.
Policy Form Series # LS-CI-0003 LifeSecure Insurance Company based in New Hudson, MI, is an independent company that doesn’t provide Blue Cross Blue Shield of Michigan products or services. LifeSecure is solely responsible for and underwrites the critical illness coverage. This insurance policy has exclusions and limitations. Contact your insurance agent for benefit information. Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.
LS-CI-0427 MI 04/23
If you have a hospital stay or treatment in an observation unit, your medical insurance helps cover associated costs. Once you leave the hospital, you shouldn't have to worry about financial setbacks that you didn't expect during your recovery.
By pairing LifeSecure's Hospital Indemnity Insurance with your medical plan, you can extend your protection to help with unexpected costs so you can focus on your recovery.
Let's say you chose a daily benefit amount of $500 with 10 days of confinement. You are hospitalized for four days after back surgery and receive a payout of $2,000 upon discharge. You now have six remaining days of confinement, which will reset after 60 consecutive days out of the hospital.
$500 (daily benefit amount) x 4 (number of days in hospital) = $2,000 (your benefit payout).
A month later, you experience a severe allergic reaction and are treated in the observation unit of a nearby hospital for several hours, from mid-morning until midnight. Your benefit pay out would be $500. You have five observation benefit days remaining this calendar year, and five inpatient hospital days remaining in this period of confinement.
$500 (daily benefit amount) x 1 (days in observation unit) = $500 (benefit payout)
Watch this video from LifeSecure to find out how a hospital indemnity plan can help you cover your additional expenses after your hospital stay.
To get more information, call a health plan advisor at 1-855-288-6721 or contact your insurance agent.
Policy Form Series # LS-HI4-004 LifeSecure Insurance Company based in New Hudson, MI, is an independent company that doesn’t provide Blue Cross Blue Shield of Michigan products or services. LifeSecure is solely responsible for and underwrites the hospital indemnity coverage. This insurance policy has exclusions and limitations. Contact your insurance agent for benefit information. Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.
LS-HI4-004 MI 07/23
Get peace of mind with a life insurance plan from Assurity. Extending your coverage can help protect your loved ones' financial future. The benefits can help pay for things like personal debts, medical bills and funeral expenses.
Call a health plan advisor at 1-855-288-6721 or talk to your insurance agent.
Policy form number I L0760 underwritten by Assurity Life Insurance Company, Lincoln, Nebraska. Product availability, rates and features may vary by state.
When you can't work because of a medical issue, you risk losing your income.
A disability plan from Assurity is like paycheck protection. It replaces some of your income to help with living expenses while you recover.
Call a health plan advisor at 1-855-288-6721 or talk to your insurance agent.
Policy form number I D0710 underwritten by Assurity Life Insurance Company, Lincoln, Nebraska. Product availability, rates and features may vary by state.
If you’re injured, you might end up off of work while bills come in from your recovery. LifeSecure Accident Insurance provides cash benefits to help you deal with some of those unexpected costs so you can focus on recovery.
Say you broke your ankle during a snowmobiling trip. You can use your personal accident benefits to help with these costs. You chose a benefit bank amount of $10,000 with a $500 deductible.
$8,800 (covered expenses, after adjustments and discounts) – $500 (personal accident deductible) = $8,300 (payout to you).
Your annual benefit bank would have $1,700 left until Jan. 1.
Watch this video from LifeSecure to find out how a personal accident plan can help you cover your out-of-pocket expenses.
To get more information, call a health plan advisor at 1-855-288-6721 or contact your insurance agent.
Policy Form Series # LS-AC-0003 LifeSecure Insurance Company based in New Hudson, MI, is an independent company that doesn’t provide Blue Cross Blue Shield of Michigan products or services. LifeSecure is solely responsible for and underwrites the accident coverage. This insurance policy has exclusions and limitations. Contact your insurance agent for benefit information. Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.
LS-AC-0427 MI 04/23
When you face a critical illness like cancer or a heart attack, you also face substantial costs. A critical illness plan from LifeSecure can help. With this plan, you can get help paying for things like lost income, out-of-pocket costs and treatments that your health plan may not cover so you can focus on your health.
Call a health plan advisor at 1-855-288-6721 or talk to your insurance agent.
Policy Form Series # LS-CI-0003 LifeSecure Insurance Company based in New Hudson, MI, is an independent company that doesn’t provide Blue Cross Blue Shield of Michigan products or services. LifeSecure is solely responsible for and underwrites the critical illness coverage. This insurance policy has exclusions and limitations. Contact your insurance agent for benefit information. Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.
LS-CI-0427 MI 04/23
If you have a hospital stay or treatment in an observation unit, your medical insurance helps cover associated costs. Once you leave the hospital, you shouldn't have to worry about financial setbacks that you didn't expect during your recovery.
By pairing LifeSecure's Hospital Indemnity Insurance with your medical plan, you can extend your protection to help with unexpected costs so you can focus on your recovery.
Let's say you chose a daily benefit amount of $500 with 10 days of confinement. You are hospitalized for four days after back surgery and receive a payout of $2,000 upon discharge. You now have six remaining days of confinement, which will reset after 60 consecutive days out of the hospital.
$500 (daily benefit amount) x 4 (number of days in hospital) = $2,000 (your benefit payout).
A month later, you experience a severe allergic reaction and are treated in the observation unit of a nearby hospital for several hours, from mid-morning until midnight. Your benefit pay out would be $500. You have five observation benefit days remaining this calendar year, and five inpatient hospital days remaining in this period of confinement.
$500 (daily benefit amount) x 1 (days in observation unit) = $500 (benefit payout)
Watch this video from LifeSecure to find out how a hospital indemnity plan can help you cover your additional expenses after your hospital stay.
To get more information, call a health plan advisor at 1-855-288-6721 or contact your insurance agent.
Policy Form Series # LS-HI4-004 LifeSecure Insurance Company based in New Hudson, MI, is an independent company that doesn’t provide Blue Cross Blue Shield of Michigan products or services. LifeSecure is solely responsible for and underwrites the hospital indemnity coverage. This insurance policy has exclusions and limitations. Contact your insurance agent for benefit information. Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.
LS-HI4-004 MI 07/23