Employer Vision Plans

Vision care plays an important role in our overall health. By offering one of our specialty benefits vision plans to your employees, you give them a more complete health insurance package.

Offer your employees a complete benefit package

Vision insurance is one of the least expensive investments you can make in your employees' health, and it’s an essential component of your overall healthcare package. Systemic conditions such as diabetes and heart disease can be detected early during routine eye exams, leading to better health outcomes and reduced medical expenses over time.

When you pair a vision plan with a Blue Cross Blue Shield of Michigan or Blue Care Network medical plan, employees with diabetes receive targeted eye exam reminders to help maintain their overall health.  

Two ways to offer vision coverage

 

We offer Blue VisionSM and Blue VisionSM EasyOptions plans, both administered by VSP®. Each plan has two options for coverage.

Nonvoluntary 
You can offer these plans to your employees if you pay at least 35% of their premium.

Voluntary
You can offer these plans to your employees if you pay no more than 35% of their premium.

When your employees have vision coverage with Blue Cross Blue Shield of Michigan and Blue Care Network, they enjoy access to digital retinal imaging* and discounts on LASIK and hearing care, helping them see and hear clearly while saving money. Plus, employees on a standard plan receive a $200 frame allowance, a premium benefit that lets them choose from a wide range of frames.  

Nonvoluntary plans

Blue Vision 12/12/12

Frequency

Exams: Once every 12 months

Lenses or contacts: Once every 12 months

Frames: Once every 12 months

Annual frames allowance: $200

Annual contacts allowance: $130

Exam copay: $5

Frames and lenses copay: $10

Contacts copay: $0

Blue Vision 12/12/24

Frequency

Exams: Once every 12 months

Lenses or contacts: Once every 12 months

Frames: Once every 24 months

Annual frames allowance: $200

Annual contacts allowance: $130

Exam copay: $5

Frames and lenses copay: $10

Contacts copay: $0

Blue Vision 24/24/24

Frequency

Exams: Once every 24 months

Lenses or contacts: Once every 24 months

Frames: Once every 24 months

Frames allowance: $200 once every 24 months

Annual contacts allowance: $130

Exam copay: $5

Frames and lenses copay: $10

Contacts copay: $0

Blue Vision EasyOptions

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 12 months

Frames or contacts allowance: $150 once every 24 months

Exam copay: $10

Frames and lenses copay: $25

Contacts copay: $0

Choice of one upgrade: $250 frame allowance, antireflective lenses, progressive lenses, photochromic lenses, or in lieu of glasses, a $200 elective contact lens allowance with exam covered after $60 copay

Voluntary plans

Blue Vision 12/12/24 $0/$25

Frequency

Exams: Once every 12 months

Lenses or contacts: Once every 12 months

Frames: Once every 24 months

Annual frames allowance: $200

Annual contacts allowance: $130

Exam copay: $0

Frames and lenses copay: $25

Contacts copay: $0

Blue Vision 12/12/24 $10/$25

Frequency

Exams: Once every 12 months

Lenses or contacts: Once every 12 months

Frames: Once every 24 months

Annual frames allowance: $200

Annual contacts allowance: $130

Exam copay: $10

Frames and lenses copay: $25

Contacts copay: $0

Blue Vision EasyOptions

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 12 months

Annual frames or contacts allowance: $150

Exam copay: $10

Frames and lenses copay: $25

Contacts copay: $0

Choice of one upgrade: $250 frame allowance, antireflective lenses, progressive lenses, photochromic lenses, or in lieu of glasses, a $200 elective contact lens allowance with exam covered after $60 copay

Employer-paid plans

Blue Vision 12/12/12

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 12 months

Annual materials allowance: $200

Annual contacts allowance: $130

Exam copay: $5

Materials copay: $10

Contacts copay: $0

Blue Vision 12/12/24

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 24 months

Annual materials allowance: $200

Annual contacts allowance: $130

Exam copay: $5

Materials copay: $10

Contacts copay: $0

Blue Vision 24/24/24

Frequency

Exams: Once every 24 months

Lenses: Once every 24 months

Frames: Once every 24 months

Annual materials allowance: $200

Annual contacts allowance: $130

Exam copay: $5

Materials copay: $10

Contacts copay: $0

Blue Vision EasyOptions

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 12 months

Annual materials or contacts allowance: $150

Exam copay: $10

Materials copay: $25

Contacts copay: $0

Choice of one upgrade: $250 frame allowance, antireflective lenses, progressive lenses, photochromic lenses, or in lieu of glasses, a $200 elective contact lens allowance with exam covered after $60 copay

Voluntary plans

Blue Vision 12/12/24 $0/$25

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 24 months

Annual materials allowance: $200

Annual contacts allowance: $130

Exam copay: $0

Materials copay: $25

Contacts copay: $0

Blue Vision 12/12/24 $10/$25

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 24 months

Annual materials allowance: $200

Annual contacts allowance: $130

Exam copay: $10

Materials copay: $25

Contacts copay: $0

Blue Vision EasyOptions

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 12 months

Annual frames or contacts allowance: $150

Exam copay: $10

Materials copay: $25

Contacts copay: $0

Choice of one upgrade: $250 frame allowance, antireflective lenses, progressive lenses, photochromic lenses, or in lieu of glasses, a $200 elective contact lens allowance with exam covered after $60 copay

Nonvoluntary plans

Blue Vision 12/12/12

Frequency

Exams: Once every 12 months

Lenses or contacts: Once every 12 months

Frames: Once every 12 months

Annual frames allowance: $200

Annual contacts allowance: $130

Exam copay: $5

Frames and lenses copay: $10

Contacts copay: $0

Blue Vision 12/12/24

Frequency

Exams: Once every 12 months

Lenses or contacts: Once every 12 months

Frames: Once every 24 months

Annual frames allowance: $200

Annual contacts allowance: $130

Exam copay: $5

Frames and lenses copay: $10

Contacts copay: $0

Blue Vision 24/24/24

Frequency

Exams: Once every 24 months

Lenses or contacts: Once every 24 months

Frames: Once every 24 months

Frames allowance: $200 once every 24 months

Annual contacts allowance: $130

Exam copay: $5

Frames and lenses copay: $10

Contacts copay: $0

Blue Vision EasyOptions

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 12 months

Frames or contacts allowance: $150 once every 24 months

Exam copay: $10

Frames and lenses copay: $25

Contacts copay: $0

Choice of one upgrade: $250 frame allowance, antireflective lenses, progressive lenses, photochromic lenses, or in lieu of glasses, a $200 elective contact lens allowance with exam covered after $60 copay

Voluntary plans

Blue Vision 12/12/24 $0/$25

Frequency

Exams: Once every 12 months

Lenses or contacts: Once every 12 months

Frames: Once every 24 months

Annual frames allowance: $200

Annual contacts allowance: $130

Exam copay: $0

Frames and lenses copay: $25

Contacts copay: $0

Blue Vision 12/12/24 $10/$25

Frequency

Exams: Once every 12 months

Lenses or contacts: Once every 12 months

Frames: Once every 24 months

Annual frames allowance: $200

Annual contacts allowance: $130

Exam copay: $10

Frames and lenses copay: $25

Contacts copay: $0

Blue Vision EasyOptions

Frequency

Exams: Once every 12 months

Lenses: Once every 12 months

Frames: Once every 12 months

Annual frames or contacts allowance: $150

Exam copay: $10

Frames and lenses copay: $25

Contacts copay: $0

Choice of one upgrade: $250 frame allowance, antireflective lenses, progressive lenses, photochromic lenses, or in lieu of glasses, a $200 elective contact lens allowance with exam covered after $60 copay

Frequently asked questions

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Just tell us what you need and we'll put you in contact with the right person.

*Digital retinal imaging is available with Blue Vision plans, but some rules apply. Members should verify services and discounts with their eye doctor. 

VSP is an independent company that provides vision benefit services for Blue Cross Blue Shield of Michigan and Blue Care Network members.