Consumer-Driven Suite

We offer a suite of solutions to help your employees and their families find low-cost and convenient care by helping them be more aware of costs. Together, these three programs can help them make better long-term health care choices. Here's how:

Health savings accounts

When paired with a high deductible health plan a health savings account, or HSA, helps your employees pay for their qualified medical expenses with pretax dollars they've set aside. It offers these benefits:

• Lower insurance premiums
• Employers and employees don't pay FICA taxes on HSA contributions
• Greater employee ownership over health care, finances and well-being

Blue Cross Online Visits^SM

Blue Cross Online Visits provides an easy, affordable way to connect virtually with board certified doctors and nurse practitioners. It's great for issues like colds, the flu and other minor illnesses and injuries. Behavioral health appointments also are available.

Blue Cross Rewards

This program incentivizes your employees to choose more cost-effective providers and facilities. It includes more than 120 rewardable health services like CT scans, mammograms, MRIs and colonoscopies. 

By offering incentives, we can encourage employees to shop for services based on cost. When they find care through Blue Cross Rewards, they'll receive an e-gift card worth $25-$75, depending on the service. This can help control costs for both you and your employees. 

Combined, these three services encourage and incentivize the ideal consumer-driven behaviors.