Health Care That's a Perfect Fit for Your Business

When you partner with Blue Cross Blue Shield of Michigan, you get a complete health care solution. Our plans address the total cost of care while focusing on the whole health of your employees.

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We're here for you

We can help you choose the plans that are best for your business and your employees.

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Fully insured or self-funded? The choice is up to you.

Fully insured plans

With a fully insured plan, you pay monthly premiums. Blue Cross Blue Shield of Michigan will manage everything else.

Benefits
  • Annual costs are predictable, with a consistent monthly premium.

  • We assume the risk for your group’s health care costs.

  • You must select from Blue Cross plan designs.

Self-funded solutions

We also offer self-funded plans, in which your business pays claims costs. You would not pay monthly premiums to Blue Cross, only an administrative and stop-loss fee. 

Benefits
  • Claims costs are based on your group’s actual claims utilization.

  • Your company assumes the risk.

  • You get more flexibility with your plan design.

Explore health care insights

Read about the latest news and innovations from the experts themselves.

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UPCOMING WEBINAR

Blue Cross Masterclass

Join a live presentation with our health care experts, examining topics you've told us mean the most to your business.

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ARTICLE

What you need to know about the coronavirus

Read the latest updates on how officials are responding to the global pandemic.

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TOOLKITS

Resources to share with your employees

Browse brochures, videos and posters designed to help your employees get the most out of their Blue Cross coverage.

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Already one of our valued group customers?

Log in to your company’s online account to quickly and easily make changes to your employees’ coverage.

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Group benefits certificates

Still have questions or want to learn more?

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