When you partner with Blue Cross Blue Shield of Michigan, you get a complete health care solution. Our plans address the total cost of care while focusing on the whole health of your employees.
Access, benefits and cost management innovations that save
Solutions to better manage care and address your employees' specific health and well-being needs
Resources and digital tools to keep your employees engaged and informed
With a fully insured plan, you pay monthly premiums. Blue Cross Blue Shield of Michigan will manage everything else.
Annual costs are predictable, with a consistent monthly premium.
We assume the risk for your group’s health care costs.
You must select from Blue Cross plan designs.
We also offer self-funded plans, in which your business pays claims costs. You would not pay monthly premiums to Blue Cross, only an administrative and stop-loss fee.
Claims costs are based on your group’s actual claims utilization.
Your company assumes the risk.
You get more flexibility with your plan design.
Read about the latest news and innovations from the experts themselves.See all insights
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Read the latest updates on how officials are responding to the global pandemic.Read more
Browse brochures, videos and posters designed to help your employees get the most out of their Blue Cross coverage.View toolkits