Your business faces complex challenges every day. Blue Cross Blue Shield of Michigan can help you solve them. Get to know our innovative programs and how they can help you address total cost of care, as well as improve the whole health of your employees.
Blue Cross is here for you. We provide an entire support system to help you make the best decisions and drive the best outcomes for your organization.
With a fully insured plan, you pay monthly premiums. Blue Cross Blue Shield of Michigan will manage everything else.
Annual costs are predictable, with a consistent monthly premium.
We assume the risk for your group’s health care costs.
You must select from Blue Cross plan designs.
We also offer self-funded plans, in which your business pays claims costs. You would not pay monthly premiums to Blue Cross, only an administrative and stop-loss fee.
Claims costs are based on your group’s actual claims utilization.
Your company assumes the risk.
You get more flexibility with your plan design.
Read about the latest news and innovations from the experts themselves.See all insights
Join a live presentation with our health care experts, examining topics you've told us mean the most to your business.Reserve your seat
We're moving to a pharmacy benefits management system to keep costs more stable for our group customers and members.Read more
Browse brochures, videos and posters designed to help your employees get the most out of their Blue Cross coverage.View toolkits