Health Plans Built Around Your Business

Blue Cross has a number of nationwide solutions for employees outside Michigan:

• Blue Card PPO is a national network of providers that accept independent Blue Cross plans across the country. This means your employees can get care while they're living in another plan's service area.
• Blue High-Performance Network is another national network of providers. These doctors and caregivers have committed to lowering costs while focusing on market-specific quality measurements and consistency.

To find out how these networks can fit your business' needs, connect with us.

There are three types of accounts used to pay for medical expenses: a health savings account, or HSA, a health reimbursement arrangement, or HRA, and a flexible spending account, also known as an FSA.

These accounts are part of what's called consumer-directed health care. Because of that, they're all designed to have certain advantages, for both employer and employee:

• More control over your health care costs
• Potential tax savings — money that goes in and out of these accounts can be tax exempt or tax deductible
• Lower health care costs — consumer-directed health insurance plans are usually less expensive

Which one is best for you and your employees? We’ll try to help you decide.

Note: There are occasions when you can offer — and employees can have — more than one of these accounts. For more information, contact your representative.

PCP Focus is a custom primary care physician HMO network offered by Blue Care Network. The doctors your employees will choose from this network have shown they can provide quality care and a high level of efficiency that lowers health care costs. We pass those savings on to you: your premiums are 6-9% lower when you choose a plan with the PCP Focus network.