1000+ employees


Health Plans Built Around Your Business

Your business faces complex challenges every day. Blue Cross Blue Shield of Michigan can help you solve them. Get to know our innovative programs and how they can help you address total cost of care, as well as improve the whole health of your employees.


Our partnership and commitment

Blue Cross is here for you. We provide an entire support system to help you make the best decisions and drive the best outcomes for your organization.

  • Account management
  • Analytics and reporting
  • Claims payment and integrity



Ready to start a conversation?

We'll be your strategic partner. Let us help you build a plan that meets your business goals and the needs of your employees.


Fully insured or self-funded? The choice is up to you.

Fully insured plans

With a fully insured plan, you pay monthly premiums. Blue Cross Blue Shield of Michigan will manage everything else.

  • Annual costs are predictable, with a consistent monthly premium.

  • We assume the risk for your group’s health care costs.

  • You must select from Blue Cross plan designs.

Self-funded solutions

We also offer self-funded plans, in which your business pays claims costs. You would not pay monthly premiums to Blue Cross, only an administrative and stop-loss fee. 

  • Claims costs are based on your group’s actual claims utilization.

  • Your company assumes the risk.

  • You get more flexibility with your plan design.

Explore health care insights

Read about the latest news and innovations from the experts themselves.

See all insights

Blue Cross Masterclass

Join a live presentation with our health care experts, examining topics you've told us mean the most to your business.

Reserve your seat

Pharmacy benefit manager changes

We're moving to a pharmacy benefits management system to keep costs more stable for our group customers and members.

Read more

Resources to share with your employees

Browse brochures, videos and posters designed to help your employees get the most out of their Blue Cross coverage.

View toolkits

Already one of our valued group customers?

Log in to your company’s online account to quickly and easily make changes to your employees’ coverage.


Still have questions or want to learn more?

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