How we deliver Smarter, Better Healthcare℠
Our partnership and commitment
Blue Cross is here for you. We provide an entire support system to help you make the best decisions and drive the best outcomes for your organization.
- Account management
- Analytics and reporting
- Claims payment and integrity
Fully insured or self-funded? The choice is up to you.
Fully insured plans
With a fully insured plan, you pay monthly premiums. Blue Cross Blue Shield of Michigan will manage everything else.
Annual costs are predictable, with a consistent monthly premium.
We assume the risk for your group’s health care costs.
You must select from Blue Cross plan designs.
We also offer self-funded plans, in which your business pays claims costs. You would not pay monthly premiums to Blue Cross, only an administrative and stop-loss fee.
Claims costs are based on your group’s actual claims utilization.
Your company assumes the risk.
You get more flexibility with your plan design.
Explore health care insights
Read about the latest news and innovations from the experts themselves.See all insights
Blue Cross Masterclass
Join a live presentation with our health care experts, examining topics you've told us mean the most to your business.Reserve your seat
What you need to know about the coronavirus
Read the latest updates on how officials and are responding to the global pandemic.Read more
Resources to share with your employees
Browse brochures, videos and posters designed to help your employees get the most out of their Blue Cross coverage.View toolkits