These resources can be used to inform your employees about the tools and programs available through Blue Cross Blue Shield of Michigan. You can download these resources to get the most out of your investment in their health benefits.
Guide your employees to the right care during times of need.
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Covid-19 vaccines and vaccinations are covered for most people at 100% in-network as part of the Affordable Care Act’s list of preventive benefits. Employer plans subject to ACA requirements must continue to provide 100% coverage in-network for Covid-19 vaccine administration. Out-of-network coverage is subject to group-specific benefits, and non-participating providers are permitted to charge members up to the full cost for vaccines.
Coverage for testing is subject to normal copays and deductibles. Diagnostic Covid-19 tests administered by a health care provider, a testing facility or a lab are subject to normal copays and deductibles, including any out-of-network health care provider charges. Blue Cross does not cover the costs of testing for employment, travel, or participation in school and sports. Members must pay for over-the-counter test kits purchased online or in stores.
Treatment by health care providers is subject to normal copays and deductibles including plan copays and deductibles if a member has a Medicare Advantage plan.