Health Plans for Small Business Employers

Small business health insurance plans designed with you and your employees in mind.

Several health care providers walk and talk

THE BLUE CROSS DIFFERENCE

We offer the largest network at a competitive price

For more than 80 years, Blue Cross Blue Shield of Michigan has helped businesses like yours find the best health coverage at the lowest cost.

Whether you have five employees or 500, we’ll help you find the best plans for your employees and your bottom line.  

Browse 2026 plan options

Plan name
Network size
Premium cost
Consumer engagement
Individual deductible

Browse 2025 plan options

Plan name
Network size
Premium cost
Consumer engagement
Individual deductible

Browse 2026 plan options

Plan name
Network size
Premium cost
Consumer engagement
Individual deductible

Need help choosing the right plans?

We'll work with you to find the best solutions for your unique needs.

Learn more about our small group networks

When selecting a network for your health plan, a single approach may not meet your needs. At Blue Cross, we offer a variety of products, ranging from lower premiums with narrower networks to higher premiums with broader networks. It's important to consider the trade-offs when weighing your options.

Blue Elect Plus one-pager (PDF)
Focus Select Network one-pager (PDF)
Healthy Blue Living one-pager (PDF)
HMO one-pager (PDF)
PPO one-pager (PDF)
THE BLUE CROSS DIFFERENCE

Customize your plan offerings

Whole Person Health

Well-Being

Encourage a culture of well-being with tools and resources to help your employees improve their whole health.

Blue Cross Rewards

Incentivizing employees with PPO plans to use cost-effective providers by using our Find Care tools.

Comprehensive Provider and Network Choices

Choices for care

Helping your employees avoid costly ER visits and get the care they need quickly and conveniently.

Value-based care

Elevating the quality of care by rewarding physicians for better patient health outcomes.

Easy, Useful, Personal Coverage

Blue Cross Coordinated Care for employees

Learn how this program can improve your employees' health with personalized care.

Online member account

Your employees will get the tools, information and support they need all under one secure online account.

Still need help? We're here for you.

Just tell us what you need and we'll put you in contact with the right person.