Vision care plays an important role in our overall health. By offering one of our specialty benefits vision plans to your employees, you give them a more complete health insurance package.
Vision insurance is one of the least expensive investments you can make in your employees' health, and it’s an essential component of your overall healthcare package. Systemic conditions such as diabetes and heart disease can be detected early during routine eye exams, leading to better health outcomes and reduced medical expenses over time.
When you pair a vision plan with a Blue Cross Blue Shield of Michigan or Blue Care Network medical plan, employees with diabetes receive targeted eye exam reminders to help maintain their overall health.
We offer Blue VisionSM, Blue VisionSM EasyOptions plans, both administered by VSP®, and Essential Vision plans, administered by Heritage Vision Plans. Each plan has two options for coverage.
Nonvoluntary
You can offer these plans to your employees if you pay at least 35% of their premium.
Voluntary
You can offer these plans to your employees if you pay no more than 35% of their premium.
When your employees have vision coverage with Blue Cross Blue Shield of Michigan and Blue Care Network, they get discounts on LASIK and hearing care, helping them see and hear clearly while saving money. Plus, employees get access to digital retinal imaging* to help track changes in their eyes.
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 12 months
Annual frames or contacts allowance: $150
Exam copay: $5
Frames and lenses copay: $10
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 12 months
Annual frames or contacts allowance: $150
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $5
Frames and lenses copay: $10
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 24 months
Lenses or contacts: Once every 24 months
Frames: Once every 24 months
Frames or contacts allowance: $150 once every 24 months
Exam copay: $5
Frames and lenses copay: $10
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 24 months
Lenses or contacts: Once every 24 months
Frames: Once every 24 months
Frames or contacts allowance: $150 once every 24 months
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses: Once every 12 months
Frames: Once every 12 months
Annual materials or contacts allowance: $150
Exam copay: $10
Materials copay: $25
Contacts copay: $0
Choice of one upgrade: $250 frame allowance, antireflective lenses, progressive lenses, photochromic lenses, or in lieu of glasses, a $200 elective contact lens allowance with exam covered after $60 copay
Vision plan: VSP
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 12 months
Annual frames or contacts allowance: $150
Exam copay: $5
Frames and lenses copay: $10
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 12 months
Annual frames or contacts allowance: $150
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $5
Frames and lenses copay: $10
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 24 months
Lenses or contacts: Once every 24 months
Frames: Once every 24 months
Frames or contacts allowance: $150 once every 24 months
Exam copay: $5
Materials copay: $10
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 24 months
Lenses or contacts: Once every 24 months
Frames: Once every 24 months
Frames or contacts allowance: $150 once every 24 months
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 12 months
Annual frames or contacts allowance: $150
Exam copay: $10
Frames and lenses copay: $10
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 12 months
Annual frames or allowance: $150
Exam copay: $10
Frames and lenses copay: $25
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $0
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 24 months
Lenses or contacts: Once every 24 months
Frames: Once every 24 months
Frames or contacts allowance: $150 once every 24 months
Exam copay: $10
Lenses and frames copay: $25
Contacts copay: $0
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses: Once every 12 months
Frames: Once every 12 months
Annual materials or contacts allowance: $150
Exam copay: $10
Materials copay: $25
Contacts copay: $0
Choice of one upgrade: $250 frame allowance, antireflective lenses, progressive lenses, photochromic lenses, or in lieu of glasses, a $200 elective contact lens allowance with exam covered after $60 copay
Vision plan: VSP
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 12 months
Annual frames or contacts allowance: $150
Exam copay: $10
Lenses and frames copay: $10
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 12 months
Annual frames or contacts allowance: $150
Exam copay: $10
Lenses and frames copay: $25
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $0
Lenses and frames copay: $25
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 24 months
Lenses or contacts: Once every 24 months
Frames: Once every 24 months
Frames or contacts allowance: $150 once every 24 months
Exam copay: $10
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: Heritage
Frequency
Exams: Once every 12 months
Lenses: N/A
Frames: N/A
Annual frames or contacts allowance: N/A
Exam copay: $0
Lenses and frames copay: N/A
Contacts copay: N/A
Vision plan: VSP Choice
Frequency
Exams: Once every 12 months
Lenses or contacts: Once every 12 months
Frames: Once every 24 months
Annual frames or contacts allowance: $150
Exam copay: $0
Frames and lenses copay: $25
Contacts copay: $0
Vision plan: VSP Choice
*Digital retinal imaging is available with Blue Vision plans, but some rules apply. Members should verify services and discounts with their eye doctor.
VSP is an independent company that provides vision benefit services for Blue Cross Blue Shield of Michigan and Blue Care Network members.
Heritage Vision Plans is an independent company that provides vision benefit services for Blue Cross Blue Shield of Michigan and Blue Care Network members.
