This program, offered by Blue Cross Blue Shield of Michigan, is available for employees who have a PPO plan. It will help your employees understand and save on their costs for medical care and reward them for doing so.
Lowering health care spending can be a challenge. That’s why we've developed Blue Cross Rewards. It can help you manage your health care costs, and it rewards your employees for choosing cost-effective providers.
When your employees log into their online account, we'll help guide them to cost-effective providers for more than 120 rewardable services like CT scans, mammograms or colonoscopies. They decide where to go, but if they choose the more cost-effective provider, they'll get a gift card worth $25 to $75. They'll be able to choose a gift card from a list of well-known retailers or a debit card.
This helps your employees become more informed about not only their medical care, but the costs. It also can lead to a positive change in employee health care spending.
savings per claim, for self-funded groups, when there is a change in employee behavior
Savings like this can drive down your claim costs and overall health care costs. We can show you monthly reports on net savings and usage trends.
As an employer, you have options when it comes to how the rewards program works.
You get to choose how your employees get rewarded, whether it's a retail electronic gift card, debit card by mail or both. You can also remove the reward maximum so they can enjoy unlimited rewards. You can also offer this to certain segments of your workforce, whether it's your hourly employees or your full-timers.
The choice is yours. We'll work with you to make sure it fits your needs.
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