PPO Network

A PPO network, or preferred provider organization, offers your employees flexibility when choosing health care options. Blue Cross Blue Shield of Michigan has the largest network of doctors in the state and offering this network is a great way to attract and keep talent.

Why offer a PPO network

  1. Blue Cross PPO plans have a 5-9% lower total cost of care over the competitor's average.
  2. Our PPO members get access to 95% of doctors and 100% of hospitals in Michigan.
  3. Nationally, Blue Cross PPO members have access to 95% of doctors and 96% of hospitals.

How this plan type works

A PPO plan offers flexibility when choosing health care options. It offers members the freedom to choose any health care provider without a referral. 

It's a great plan choice for those who have medical issues and need to see specialty doctors often. It's also great for those who live in rural areas since PPO plans are often accepted by more doctors, which equates to more provider choice.

If offering the widest network is a part of your priorities, you won't find a better option than a Blue Cross PPO plan. We offer the largest PPO network in Michigan, which is accepted by 100% of hospitals and 95% of doctors within the state.

Ready to get started?

We'll help you determine if this solution is right for you.

CONNECT WITH US
Downloadable resources

Use these toolkits to educate your employees on how to get the most out of their health plan.

View all
TOOLKIT
Two women sit and talk together.
Behavioral health

Help your employees learn more about their options for mental health care.

Read about behavioral health
TOOLKIT
A woman looks over her HMO documents.
Open enrollment

Help your employees understand how to enroll in a health care plan.

Find out about open enrollment
TOOLKIT
An image of the How to use our toolkit document.
Flu shot

Educate your employees on the importance of getting the flu shot during flu season.

View the flu shot toolkit
TOOLKIT
Two hands use a keyboard to register for an online account.
Using an online account

Help your employees learn how to manage their online account at bcbsm.com.

Learn about online accounts

Frequently asked questions

Our agents can help you set up your plan, enroll your employees and help you determine the easiest way to set up payments. Contact an agent to learn more. 

There are three types of accounts used to pay for medical expenses: a health savings account, or HSA, a health reimbursement arrangement, or HRA, and a flexible spending account, also known as an FSA.

These accounts are part of what's called consumer-directed health care. They offer:

  • Potential tax savings by being tax exempt or tax deductible
  • More control over health care costs
  • Lower health care costs

We can help you decide which is best for your business and employees. Connect with us.

PCP Focus is a custom primary care physician HMO network offered by Blue Care Network. The doctors your employees will choose from this network have shown they can provide quality care and a high level of efficiency that lowers health care costs. We pass those savings on to you: your premiums are up to 8% lower when you choose a plan with the PCP Focus network.

Still have questions?

We can help you find the right solutions for your business' unique needs.

Connect with us

Explore health care insights

Read about the latest news and innovations from the experts themselves.

See all insights
A woman holds her baby while looking at her plan
WEBINAR Series

Blue Cross Master Class

Join a live presentation with our health care experts, examining topics you've told us mean the most to your business.

Reserve your seat
A woman looks at her medicine while she uses her laptop.
Resources

Pharmacy benefit manager changes

We're moving to a pharmacy benefits management system to keep costs more stable for our group customers and members.

Read more about the changes
An employer prints out documents for their employees.
TOOLKITS

Resources to share with your employees

Browse brochures, videos and posters designed to help your employees get the most out of their Blue Cross coverage.

View toolkits

Explore more network solutions

Choices for care

Learn how we can help you communicate medical care options to your employees.

HMO network

Your employees will get affordable care with access in every Michigan county.

Point of Service network

This hybrid network offers the best of both worlds, affordable care and provider choice.