HMO Network

An HMO plan, or health maintenance organization, offered through Blue Care Network benefits both you and your employees. Your employees receive personalized care and save money, and your business will see lower costs.

Ways HMOs benefit your company

HMO plans typically cost your company less.
Employees have lower monthly premiums and out-of-pocket costs.
Members often receive better health outcomes.
Fewer unnecessary specialist visits result in reduced costs.

How HMOs work

With an HMO network, your employees choose a primary care physician, or PCP, to help organize their care. PCPs refer your employees to specialists when needed. This helps keep costs low for your company by reducing unnecessary visits. 

Our Blue Care Network has 6,000 PCPs, 24,000 specialists and 133 acute care hospitals throughout Michigan for your employees to choose from. 

Ready to get started?

We'll help you determine if this solution is right for you.


Downloadable resources

Use these toolkits to educate your employees on how to get the most out of their health plan.

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Marketing planner for employers
Behavioral health

Help your employees learn more about their options for mental health care.

Read about behavioral health
What to expect with your HMO
Open enrollment

Help your employees understand how to enroll in a health care plan.

Find out about open enrollment
How to use our flu shot toolkit
Flu shot

Educate your employees on the importance of getting the flu shot during flu season.

View the flu shot toolkit
Register for your Blue Cross member account from any device
Using an online account

Help your employees learn how to manage their online account at

Learn about online accounts

Explore health care insights

Read about the latest news and innovations from the experts themselves.

See all insights
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Blue Cross Masterclass

Join a live presentation with our health care experts, examining topics you've told us mean the most to your business.

Reserve your seat
A woman looks over her benefits on her smartphone

Pharmacy benefit manager changes

We're moving to a pharmacy benefits management system to keep costs more stable for our group customers and members.

Read more about the changes
An employer prints out documents for their employees

Resources to share with your employees

Browse brochures, videos and posters designed to help your employees get the most out of their Blue Cross coverage.

View toolkits

Still have questions?

We can help you find the right solutions for your business' unique needs.

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