Individual and Family Health Plans

Need an affordable plan for 2022? As Michigan's largest
health insurance company, we have coverage to fit your life and budget.

We are the only carrier on the Marketplace with four-star ratings for both our PPO and HMO plans.

CMS scores qualified health plans (QHPs) offered through the Exchanges using the Quality Rating System (QRS) based on third-party validated clinical measure data and QHP Enrollee Survey responses. CMS calculates ratings yearly on a five-star scale. Ratings may change from year to year.

Open enrollment for 2022 ends Jan. 15.

Open enrollment has been extended through Jan. 15, 2022.
Applications submitted Nov. 1 through Dec. 15 will be effective Jan. 1.
Applications submitted Dec. 16 through Jan. 15 will be effective Feb. 1.

Enroll now

Still need coverage for 2021?

You may qualify if you've had a life event. Find out if you're eligible.

Looking for answers about health coverage?

Get help choosing a plan

Our health plan advisors can help you choose a plan, calculate your costs and tell you whether you're eligible for a subsidy.

Video: Meet your health plan advisors

  • Or call us at 1-855-237-3501. TTY users dial 711.

  • You can also request a callback and we'll call you when it's convenient for you.

Walk-in centers

Meet with one of our insurance experts in person to pick a plan.


Find a walk-in center

Plan details and downloads

View plan benefits including copays, deductibles and coinsurance.