Individual and Family Health Plans

As Michigan's largest
health insurance company, we have coverage to fit your life and budget.

We are the only carrier on the Marketplace with four-star ratings for both our PPO and HMO plans.

CMS scores qualified health plans (QHPs) offered through the Exchanges using the Quality Rating System (QRS) based on third-party validated clinical measure data and QHP Enrollee Survey responses. CMS calculates ratings yearly on a five-star scale. Ratings may change from year to year.

Open enrollment is coming soon.

Enroll from Nov. 1 to Dec. 15, 2022, for coverage beginning Jan. 1, 2023.

Enroll from Dec. 16, 2022, to Jan. 15, 2023, for coverage beginning Feb. 1, 2023.

Preview plans

Still need coverage for 2022?

You may qualify if you've had a life event. Find out if you're eligible.

Get help choosing a plan

Our health plan advisors can help you choose a plan, calculate your costs and tell you whether you're eligible for a subsidy.

Video: Meet your health plan advisors

  • Or call us at 1-855-237-3501. TTY users dial 711.

  • You can also request a callback and we'll call you when it's convenient for you.

Plan details and downloads

View plan benefits including copays, deductibles and coinsurance.