Individual and Family Plans
As Michigan's largest health insurance company, Blue Cross Blue Shield of Michigan has coverage to fit your life and budget.
Need medical coverage?
Open enrollment is closed but you can get or change coverage for the remainder of 2025 if you've had one of these qualifying life events.
Need to buy or change a plan this year?
If you've had certain changes in your life, you could qualify for special enrollment.
These events can include:
- Job-related events
- Loss of coverage
- Marriage and divorce
- New child
- Moving
- Early retirement
- Other events
When you're choosing a plan, reach for the stars
We are the only carrier on the Marketplace with overall ratings of four stars for both our PPO and HMO plans.
CMS scores qualified health plans (QHPs) offered through the Exchanges using the Quality Rating System (QRS) based on third-party validated clinical measure data and QHP Enrollee Survey responses. CMS calculates ratings yearly on a five-star scale. Ratings may change from year to year.
Well-Being
Your plan includes the Blue Cross Well-Being℠ website, with online tools and resources for a healthier lifestyle.
Visit Well-Being
Features
- Behavioral and mental health resources
- Health assessments
- Tobacco coaching
- Blue Cross Virtual Well-Being
- 24-Hour Nurse Line
Health plan advisors
Call us at 1-855-237-3501 for help choosing the right plan
Have questions? Our Health Plan Advisors are ready to help. TTY users call 711.