A Point of Service plan, or POS, is the perfect solution for your employees who want to balance cost with network choice. Offered through Blue Care Network, these plans provide you with affordable options.
We can help you balance what matters most to you and your employees — cost and choice. A POS network combines the two most common types of health insurance plans, HMO and PPO, giving them flexibility and affordability.
This network also makes it easy for your employees to seek care using our vast HMO network. If your employee has a Michigan address, they’ll need to select a primary care provider, or PCP. They can still go to a specialist and other physicians without a referral. If your employee lives outside of Michigan, they won’t have to choose a PCP.
This offers you an exceptional value. It also gives your employees the option of both in- and out-of-network doctors, hospitals and specialists. Even though a referral isn’t required, certain services will still require prior approval by BCN.
Use these toolkits to educate your employees on how to get the most out of their health plan.View all
Help your employees learn more about prevention, coverage and care of COVID-19View toolkit
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Browse brochures, videos and posters designed to help your employees get the most out of their Blue Cross coverage.View toolkits