Employers with more than 50 full-time employees can choose the prescription drug coverage that goes with the health plans they provide. However, not all HMO and PPO plans share the same drug list, or formulary.
To see if a medication is covered, you'll need to know whether your Blue Cross plan uses Preferred, Clinical, Custom or Custom Select Drug Lists. You can find out by checking your prescription drug benefits by logging into your online account. From there, you'll be able to find out what's covered, how much a medication will cost and compare brand-name prescriptions with generics.
If you can't find your drug list, call the customer service number on the back of your member ID card for help.