Individual and Family Medical Plans

As Michigan's largest health insurance company, Blue Cross Blue Shield of Michigan and Blue Care Network have coverage to fit your life and budget.

Open enrollment has begun.

Enroll by Dec. 15, 2023 for coverage beginning Jan. 1, 2024. Enroll by Jan. 16, 2024 for coverage beginning Feb. 1, 2024.

Compare and enroll

Which plan tier is right for you?

Bronze: Bronze plans are for people that don't use their health insurance often. They have the lowest payments for people over 30, but you'll pay full cost for many services until you meet your deductible.

Silver: Silver plans offer good coverage on a budget. They have lower deductibles than bronze plans so you pay less up front for care. If you qualify for a subsidy, the value gets even better.

Gold: Gold plans make expenses more predictable. The fixed monthly payments are higher than bronze or silver plans, but when you use your insurance, you'll pay less out of pocket.

Catastrophic: Catastrophic plans are for people 30 and under who plan on minimal health care expenses, or over 30 and meet the guidelines for a hardship exemption. You'll pay for all health care costs until you meet your deductible. Monthly payments are low, but you can't use a subsidy.

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Health plan advisors

Call us at 1-855-237-3501 for help choosing the right plan

Have questions? Our Health Plan Advisors are ready to help. TTY users call 711.