What's the Health Insurance Marketplace?
As part of health care reform, the government created a place to find health insurance online. At first it was called the Exchange. But now it's called the Health Insurance Marketplace, or healthcare.gov.
Most people who don't have insurance through an employer can use the Health Insurance Marketplace. You:
You start by filling out an application. Then you'll see plans you can buy based on your income and where you live. You'll find out if you qualify for financial assistance, and whether you're eligible for other programs like Medicaid.
You can do many of the same things on the Blue Cross Blue Shield of Michigan website that you can do on the Marketplace. You can shop, get prices and apply for medical and dental insurance both places. You'll see the same plans, pricing and benefits on both sites.
But not all our plans are available on the Marketplace, like our dental plans that include adult vision. There are some other differences between shopping on our site and the Marketplace.