What do I need to know about flu shots?

Who is this for?

Michigan Health Insurance – Customer Service – Learn More

Blue Cross Blue Shield of Michigan and Blue Care Network members under age 65. If you're a Medicare member, please visit our Medicare flu and pneumonia shots page to learn more. 

There's never been a more important time to get your flu shot. You can learn about it here. You might also want to know the symptoms of the flu versus COVID-19.

Why should I get the flu shot?

According to the Centers for Disease Control and Prevention, during 2019 and 2020, the flu vaccine prevented 7.5 million influenza illnesses. It’s one of the most effective ways to prevent the flu and keep you and your family safe.  

Who should get the flu shot?

The CDC recommends that anyone over the age of six months should get a flu shot.

Some people have a higher risk for developing flu-related complications. If you have chronic conditions – such as asthma, heart disease, diabetes or chronic kidney disease – you should make getting the flu shot a high priority. The same is true for people who are 65 and older

When should I get the flu shot?

Early fall is the best time to get your flu shot. Getting vaccinated early is important, because the flu is highly contagious and spreads rapidly.

Getting the shot before the flu season is in full force gives the body a chance to protect itself. It takes about two weeks to be effective, so don't wait. Peak months for the flu season in Michigan are November through April.

Are flu shots covered by my Blue Cross or BCN plan?

If you have an HMO plan, your annual flu shot is free.

If you have a PPO plan without prescription drug benefits, or have a prescription drug benefit that excludes immunizations, your flu shot also comes at no cost and is covered under your medical benefit. 

Make sure you always bring your Blue Cross or BCN member ID card with you to your appointments and pharmacy. 

Can I get reimbursed for a flu shot?

If you’re required to pay for your flu shot, you may be reimbursed. For example, you may need to pay if you don’t have your Blue Cross or BCN member ID card on you when you get your flu shot. 

Where can I get the flu shot?

From your doctor:

You can get your flu shot at your next scheduled doctor’s appointment.

At a pharmacy:

If you have Blue Cross prescription coverage, call your pharmacy to see if they take your health plan. If they do, bring your ID card with you when you go.

If you don’t have Blue Cross prescription coverage, or if you have a BCN plan, and you’re in Michigan, you can go to an immunizing pharmacy. Use Find a Doctor to find one near you.

Can I get the flu shot and a COVID shot at the same time?

The Centers for Disease Control and Prevention has issued guidance stating that flu shots and COVID-19 vaccines can be given at the same time. Even though both vaccines can be given during the same visit, you should follow the recommended schedule for each vaccine.