What do I need to know about flu shots?

Who is this for?

Michigan Health Insurance – Customer Service – Learn More

Blue Cross Blue Shield of Michigan and Blue Care Network members under age 65. If you're a Medicare member, please visit our Medicare flu and pneumonia shots page to learn more. 

There's never been a more important time to get your flu shot. You can learn about it here. You might also want to know the symptoms of the flu versus COVID-19.

Why should I get the flu shot?

According to the Centers for Disease Control and Prevention, during 2018 and 2019, the flu vaccine prevented 4.4 million influenza illnesses. It’s one of the most effective ways to prevent the flu and keep you and your family safe.  

Who should get the flu shot?

The CDC recommends that anyone over the age of six months should get a flu shot.

Some people have a higher risk for developing flu-related complications. If you have chronic conditions – such as asthma, heart disease, diabetes or chronic kidney disease – you should make getting the flu shot a high priority. The same is true for people who are 65 and older

When should I get the flu shot?

Early fall is the best time to get your flu shot. Getting vaccinated early is important, because the flu is highly contagious and spreads rapidly.

Getting the shot before the flu season is in full force gives the body a chance to protect itself. Peak months for the flu season in Michigan are November, December, January, February, March and April.

Are flu shots covered by my Blue Cross plan?

If you have an HMO plan, your annual flu shot is free.

For many PPO members, getting an annual flu shot also comes at no cost. Here’s how you can see:

  • Log in to your online account on bcbsm.com and check your benefit documents; or
  • Call the Customer Service number on the back of your ID card and we'll help.

If you’re not sure which type of plan you have, your ID card will tell you.

Can I get reimbursed for a flu shot?

Reimbursements for flu shots depend on what plan you have. If you have Non-Medicare Blue Preferred PPOSM, or if you're a BCN member, you may be eligible for a flu shot reimbursement. 

Where can I get the flu shot?

You can get the flu shot at different places, depending on your coverage.

From your doctor:

Your primary care physician can give you the flu shot. If you’re an HMO member, we recommend calling at least 30 days in advance to make your appointment.

At a pharmacy:

If you have Blue Cross prescription coverage, call your pharmacy to see if they take your health plan. If they do, bring your ID card with you when you go.

If you don’t have Blue Cross prescription coverage, and you’re in Michigan, you can go to an immunizing pharmacy. These pharmacies provide vaccines under your medical coverage. Use Find a Doctor to find one near you.

You’ll know if you have prescription coverage through Blue Cross if you see an Rx symbol on your ID card.