How do I buy or change a plan during special enrollment?

Who is this for?

If you need to buy health insurance or make changes to your coverage, this explains how you can do this during special enrollment.

Special enrollment offers a chance for people with individual coverage to buy or change their plan. If you've had certain changes in your life, like having a baby or getting married, you could qualify for special enrollment. This can occur during or after open enrollment.

Do I qualify for special enrollment?

You're eligible if you experience what's called a qualifying life event, like:

After a qualifying life event, you have a period of 60 days to change your plan or enroll in a new plan. You also may be able to select a plan up to 60 days in advance of some qualifying life events. Here's the complete list of qualifying events and supporting documents you’ll need.

I qualify for special enrollment. How do I buy or change a plan?

Ready to get a quote, choose a new plan or change your current coverage? To get started, select the link below that applies to you.

Note: If you get your health coverage through an employer, contact them about when you can change your plan. If you need information about Medicare enrollment, visit our Medicare site.