How do I buy or change a plan during special enrollment?

Who is this for?

Michigan Health Insurance – Customer Service – Learn More

If you need to buy health insurance or make changes to your coverage, this explains how you can do this during special enrollment.

Special enrollment offers a chance for people with individual coverage to buy or change their plan. This can occur during or after open enrollment.

How does special enrollment work?

Anyone who needs to buy or change their individual or family coverage can do so now through Aug. 15. This is because of an additional, special enrollment period by presidential executive order. No supporting documents are required. Coverage will begin on the first day of the month following your submission. For example, if you apply for coverage on March 20, your coverage will begin on April 1.

If you need your coverage to start immediately, and you’ve had a qualifying life event, you’ll need to provide documentation. Qualifying life events include:

After a qualifying life event, you have a period of 60 days to change your plan or enroll in a new plan. You also may be able to select a plan up to 60 days in advance of some qualifying life events. Here's the complete list of qualifying events and supporting documents you’ll need.

How do I apply for or change my coverage?

Ready to get a quote, choose a new plan or change your current coverage? To get started, select the link below that applies to you.

Note: If you get your health coverage through an employer, contact them about when you can change your plan. If you need information about Medicare enrollment, visit our Medicare site.