How Do I Change an Individual and Family Plan?
Having health insurance is important. Having the right health insurance is just as important. When you need to change your plan, we'll help you understand what you can do and when you can do it.
Note: If you get your health coverage through an employer, contact them about when you can change your plan. If you need information about changing your Medicare plan, visit our Medicare site.
You have two opportunities:
These are the only times you can change a plan. If you miss open enrollment, or don’t qualify for a special enrollment period, you’ll have to wait.
How you change your plan depends on how you purchased the one you already have.
When you have certain changes in your life, you don't have to wait for open enrollment to change your plan. Generally, you can do it up to 60 days after the event any time during the year. For more information, see How Do I Buy or Change a Plan During Special Enrollment?