Group Specialty Benefits

Group products underwritten by Dearborn Life Insurance Company

Protection when you need it most

Group specialty benefits offered through Dearborn Life Insurance Company in cooperation with Blue Cross Blue Shield of Michigan help provide a total benefit solution to support your employees' financial, emotional, social and physical needs.

By offering these additional benefits, you can attract more talent and assist in protecting your employees’ financial future and well-being. We’ll help you customize a benefit plan to fit your organization’s specific needs.

Available products for employer groups

Group term life insurance offers extra features to help members and their loved ones when it’s needed most.

Beneficiary Resource Services™*, provided through our relationship with Dearborn Life Insurance Company and LifeWorks, helps members and their beneficiaries:

  • Manage legal or financial issues that can result after the loss of a loved one
  • Provide information on pre-planning or planning a funeral
  • Create, modify and store a last will and testament online
  • Cope with and recover from the emotional impact of the loss of a loved one

DearbornCares℠ provides an advance payment of life insurance benefits to help beneficiaries cover immediate expenses like funeral costs and medical bills.

  • Pays up to $50,000 in employer-paid life insurance claims
  • Available for covered employees and retirees
  • Available on claims with one, two or three named beneficiaries
  • No death certificate required

Group term life brochure (PDF)

 

Short-term disability plans pay benefits when sickness or injury prevents an employee from working full time.

Group short-term disability brochure (PDF)

Long-term disability affects more than just an employee’s financial future. Family members are often left to worry about the medical problem, treatment, and how to meet day-to-day and future expenses. Employers may also face employee morale issues and increased costs.

Group long-term disability brochure (PDF)

Accidents are a part of life, and they can be disruptive for employees and employers. While accidental injuries can be painful, they don’t have to hurt financially.

Group accident brochure (PDF)

A critical illness can cause a major financial burden. Group critical illness insurance helps provide extra financial protection so the focus can be on recovering.

Group critical illness brochure (PDF)

Give your clients a complete benefit package

With group specialty benefits you can help your clients provide the right coverage for their employees. Financial protection products help cover out-of-pocket costs such as bill payments, transportation needs, childcare and medical expenses. Your clients have the opportunity to protect their employees financially when the expected and unexpected occurs. 

Why should your clients be interested?

Loyal and quality employees are a valuable commodity, and specialty benefits increase employee satisfaction. A 2021 Willis Towers Watson survey showed 94% of employers expect voluntary benefits to be important for meeting employee needs over the next three years. 

Agent overview brochure (PDF)

Why should you be interested?

Offering group specialty benefits to your clients provides many positive aspects:

  • Offering your clients solutions from a trusted brand that help protect their employees' financial well-being 
  • Having a connected Blue Cross experience for you, your clients and their employees
  • Seamless support from Blue Cross for all your sales

How to get the best quotes (PDF)

Become an agent

To sell Dearborn Life Insurance Company products, complete the agent contracting packet (PDF). Email the completed form to GSB_Commissions@groupspecialtybenefits.com.

We have various rules to comply with individual state department of insurance guidelines. Please see the Agent Appointment Due Diligence Rules (PDF) for state-specific details.

Forms

Contact your group specialty benefits representative at Blue Cross Blue Shield of Michigan or specialtybenefits@bcbsm.com for any necessary forms.

Producers Corner

Dearborn Life Insurance Company's Producers Corner is the agent portal for financial protection products. It provides resources to save you time, help grow your business and service your existing group clients.  

Log in to or register for Producers Corner

Give your clients a complete benefit package

With group specialty benefits you can help your clients provide the right coverage for their employees. Financial protection products help cover out-of-pocket costs such as bill payments, transportation needs, childcare and medical expenses. Your clients have the opportunity to protect their employees financially when the expected and unexpected occurs. 

Why should your clients be interested?

Loyal and quality employees are a valuable commodity, and specialty benefits increase employee satisfaction. A 2021 Willis Towers Watson survey showed 94% of employers expect voluntary benefits to be important for meeting employee needs over the next three years. 

Agent overview brochure (PDF)

Why should you be interested?

Offering group specialty benefits to your clients provides many positive aspects:

  • Offering your clients solutions from a trusted brand that help protect their employees' financial well-being 
  • Having a connected Blue Cross experience for you, your clients and their employees
  • Seamless support from Blue Cross for all your sales

How to get the best quotes (PDF)

Become an agent

To sell Dearborn Life Insurance Company products, complete the agent contracting packet (PDF). Email the completed form to GSB_Commissions@groupspecialtybenefits.com.

We have various rules to comply with individual state department of insurance guidelines. Please see the Agent Appointment Due Diligence Rules (PDF) for state-specific details.

Forms

Contact your group specialty benefits representative at Blue Cross Blue Shield of Michigan or specialtybenefits@bcbsm.com for any necessary forms.

Producers Corner

Dearborn Life Insurance Company's Producers Corner is the agent portal for financial protection products. It provides resources to save you time, help grow your business and service your existing group clients.  

Log in to or register for Producers Corner

*Only available to select groups. Beneficiary Resource Services is provided by LifeWorks. LifeWorks is an independent organization that does not provide Dearborn Life Insurance Company or BCBSM products or services. LifeWorks is solely responsible for the products and services described in this webpage. Legal services will not be provided for court proceedings or for the preparation of briefs for legal appearances or actions or for any action against any party providing Beneficiary Resource Services. Legal services provided under Beneficiary Resource Services are not intended for adversarial matters. May include face-to-face sessions, over-the-phone sessions or time taken for research or document preparation. Neither LifeWorks nor Dearborn Life Insurance Company are responsible or liable for care or advice rendered by any referral resources.

Dearborn Life Insurance Company’s group insurance products are offered as Specialty Benefits in cooperation with Blue Cross Blue Shield of Michigan.

Specialty Benefits group insurance products are issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Dearborn Life is a separate company and does not provide Blue Cross Blue Shield of Michigan products and is financially responsible for the products it issues.

Dearborn Life Insurance Company is an independent licensee of the Blue Cross and Blue Shield Association.

Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.