Group Specialty Benefits
Group products underwritten by Dearborn Life Insurance Company
Group products underwritten by Dearborn Life Insurance Company
Group specialty benefits offered through Dearborn Life Insurance Company in cooperation with Blue Cross Blue Shield of Michigan help provide a total benefit solution to support your financial, emotional, social and physical needs.
With group specialty benefits you can help your clients provide the right coverage for their employees. Financial protection products help cover out-of-pocket costs such as bill payments, transportation needs, childcare and medical expenses. Your clients have the opportunity to protect their employees financially when the expected and unexpected occurs.
Group term life insurance offers extra features to help members and their loved ones when it’s needed most.
Beneficiary Resource Services™*, provided through our relationship with Dearborn Life Insurance Company and LifeWorks, helps members and their beneficiaries:
DearbornCares℠ provides an advance payment of life insurance benefits to help beneficiaries cover immediate expenses like funeral costs and medical bills.
Group term life brochure (PDF)
Short-term disability plans pay benefits when sickness or injury prevents an employee from working full time.
Long-term disability affects more than just an employee’s financial future. Family members are often left to worry about the medical problem, treatment, and how to meet day-to-day and future expenses. Employers may also face employee morale issues and increased costs.
Accidents are a part of life, and they can be disruptive for employees and employers. While accidental injuries can be painful, they don’t have to hurt financially.
This product is only available for groups of 50 or more.
A critical illness can cause a major financial burden. Group critical illness insurance helps provide extra financial protection so the focus can be on recovering.
Loyal and quality employees are a valuable commodity, and specialty benefits increase employee satisfaction. A 2021 Willis Towers Watson survey showed 94% of employers expect voluntary benefits to be important for meeting employee needs over the next three years.
Offering group specialty benefits to your clients provides many positive aspects:
To sell Dearborn Life Insurance Company products, complete the agent contracting packet (PDF). Email the completed form to GSB_Commissions@groupspecialtybenefits.com.
We have various rules to comply with individual state department of insurance guidelines. Please see the Agent Appointment Due Diligence Rules (PDF) for state-specific details.
Contact your group specialty benefits representative at Blue Cross Blue Shield of Michigan or specialtybenefits@bcbsm.com for any necessary forms.
Dearborn Life Insurance Company's Producers Corner is the agent portal for financial protection products. It provides resources to save you time, help grow your business and service your existing group clients.
For agent servicing requests, contact us using the online service inquiry form or call 1-855-649-9648 for additional help and guidance with our group specialty benefits offerings.
For questions regarding commissions and commission statements, contact 1-888-262-0930 for support.
Group specialty benefits help employers protect their employees from expected and unexpected events that can cause financial hardship. They help by covering out-of-pocket costs like bill payments, transportation needs, childcare and medical expenses. Give your employees the chance to financially protect themselves and their family when the expected and unexpected occurs.
Group term life insurance offers extra features to help members and their loved ones when it’s needed most.
Beneficiary Resource Services™*, provided through our relationship with Dearborn Life Insurance Company and LifeWorks, helps members and their beneficiaries:
DearbornCares℠ provides an advance payment of life insurance benefits to help beneficiaries cover immediate expenses like funeral costs and medical bills.
Group term life brochure (PDF)
Short-term disability plans pay benefits when sickness or injury prevents an employee from working full time.
Long-term disability affects more than just an employee’s financial future. Family members are often left to worry about the medical problem, treatment, and how to meet day-to-day and future expenses. Employers may also face employee morale issues and increased costs.
Accidents are a part of life, and they can be disruptive for employees and employers. While accidental injuries can be painful, they don’t have to hurt financially.
This product is only available for groups of 50 or more.
A critical illness can cause a major financial burden. Group critical illness insurance helps provide extra financial protection so the focus can be on recovering.
Offering group specialty benefits to your employees can help you protect your employees and attract and retain top talent.
Dearborn Life Insurance Company's Benefits Manager is a secure site with a wide variety of tools, services and information to help you administer your group specialty benefits. It’s easy to use, and provides convenient access to group billing and coverage information.
Features of Benefits Manager include:
Your employees can submit and manage their disability claims online through My Benefits.
Group specialty benefits help financially protect you and your family. Financial protection products help cover out-of-pocket costs such as bill payment, transportation needs, childcare, out-of-pocket medical expenses, and more.
You and your family shouldn’t have to worry about paying the next bill if something were to happen, such as an accident, critical illness, or an untimely death. Group specialty benefits help place the focus on healing and recovery by reducing financial stresses.
Financially protect your loved ones in the event of an untimely death.
Group term life brochure (PDF)
Protect your paycheck. Short-term disability plans pay benefits when sickness or injury prevents you from working full time.
A long-term disability affects more than just someone’s financial future. Family members are often left to worry about the medical problem, treatment, and how to meet day-to-day and future expenses. Provide some comfort during tough times with the ability to protect your paycheck.
Accidents are a part of life, and they can be disruptive to everyday life. While accidental injuries can be painful, they don’t have to hurt financially.
To learn more about your Schedule of Benefits, contact your HR representative to see which plan option you carry.
A critical illness can cause a major financial burden for someone if they haven’t planned ahead. Critical illness insurance helps provide the extra financial protection you may need so you can focus on recovering.
Contact your HR representative for more details about what product offerings are available to you.
You can submit and manage your disability claims online through My Benefits.
Download the forms you need to submit a claim, designate a beneficiary or provide evidence of insurability.
Losing a loved one can be emotionally and financially overwhelming. These are the resources you need to navigate the claim process and help make this difficult time a little easier.
Here are the resources and services you need to navigate the claim process:
DearbornCares℠ provides an advance payment of the life insurance benefit to help beneficiaries cover their immediate expenses, such as funeral costs and medical bills.
Once the employer is notified of the death, they will submit the life insurance claim, and then the payment check within 48 hours of confirmation. No additional paperwork is required. Any remaining Basic Life benefit, if available, will be handled through the standard process.
With group specialty benefits you can help your clients provide the right coverage for their employees. Financial protection products help cover out-of-pocket costs such as bill payments, transportation needs, childcare and medical expenses. Your clients have the opportunity to protect their employees financially when the expected and unexpected occurs.
Group term life insurance offers extra features to help members and their loved ones when it’s needed most.
Beneficiary Resource Services™*, provided through our relationship with Dearborn Life Insurance Company and LifeWorks, helps members and their beneficiaries:
DearbornCares℠ provides an advance payment of life insurance benefits to help beneficiaries cover immediate expenses like funeral costs and medical bills.
Group term life brochure (PDF)
Short-term disability plans pay benefits when sickness or injury prevents an employee from working full time.
Long-term disability affects more than just an employee’s financial future. Family members are often left to worry about the medical problem, treatment, and how to meet day-to-day and future expenses. Employers may also face employee morale issues and increased costs.
Accidents are a part of life, and they can be disruptive for employees and employers. While accidental injuries can be painful, they don’t have to hurt financially.
This product is only available for groups of 50 or more.
A critical illness can cause a major financial burden. Group critical illness insurance helps provide extra financial protection so the focus can be on recovering.
Loyal and quality employees are a valuable commodity, and specialty benefits increase employee satisfaction. A 2021 Willis Towers Watson survey showed 94% of employers expect voluntary benefits to be important for meeting employee needs over the next three years.
Offering group specialty benefits to your clients provides many positive aspects:
To sell Dearborn Life Insurance Company products, complete the agent contracting packet (PDF). Email the completed form to GSB_Commissions@groupspecialtybenefits.com.
We have various rules to comply with individual state department of insurance guidelines. Please see the Agent Appointment Due Diligence Rules (PDF) for state-specific details.
Contact your group specialty benefits representative at Blue Cross Blue Shield of Michigan or specialtybenefits@bcbsm.com for any necessary forms.
Dearborn Life Insurance Company's Producers Corner is the agent portal for financial protection products. It provides resources to save you time, help grow your business and service your existing group clients.
For agent servicing requests, contact us using the online service inquiry form or call 1-855-649-9648 for additional help and guidance with our group specialty benefits offerings.
For questions regarding commissions and commission statements, contact 1-888-262-0930 for support.
Group specialty benefits help employers protect their employees from expected and unexpected events that can cause financial hardship. They help by covering out-of-pocket costs like bill payments, transportation needs, childcare and medical expenses. Give your employees the chance to financially protect themselves and their family when the expected and unexpected occurs.
Group term life insurance offers extra features to help members and their loved ones when it’s needed most.
Beneficiary Resource Services™*, provided through our relationship with Dearborn Life Insurance Company and LifeWorks, helps members and their beneficiaries:
DearbornCares℠ provides an advance payment of life insurance benefits to help beneficiaries cover immediate expenses like funeral costs and medical bills.
Group term life brochure (PDF)
Short-term disability plans pay benefits when sickness or injury prevents an employee from working full time.
Long-term disability affects more than just an employee’s financial future. Family members are often left to worry about the medical problem, treatment, and how to meet day-to-day and future expenses. Employers may also face employee morale issues and increased costs.
Accidents are a part of life, and they can be disruptive for employees and employers. While accidental injuries can be painful, they don’t have to hurt financially.
This product is only available for groups of 50 or more.
A critical illness can cause a major financial burden. Group critical illness insurance helps provide extra financial protection so the focus can be on recovering.
Offering group specialty benefits to your employees can help you protect your employees and attract and retain top talent.
Dearborn Life Insurance Company's Benefits Manager is a secure site with a wide variety of tools, services and information to help you administer your group specialty benefits. It’s easy to use, and provides convenient access to group billing and coverage information.
Features of Benefits Manager include:
Your employees can submit and manage their disability claims online through My Benefits.
Group specialty benefits help financially protect you and your family. Financial protection products help cover out-of-pocket costs such as bill payment, transportation needs, childcare, out-of-pocket medical expenses, and more.
You and your family shouldn’t have to worry about paying the next bill if something were to happen, such as an accident, critical illness, or an untimely death. Group specialty benefits help place the focus on healing and recovery by reducing financial stresses.
Financially protect your loved ones in the event of an untimely death.
Group term life brochure (PDF)
Protect your paycheck. Short-term disability plans pay benefits when sickness or injury prevents you from working full time.
A long-term disability affects more than just someone’s financial future. Family members are often left to worry about the medical problem, treatment, and how to meet day-to-day and future expenses. Provide some comfort during tough times with the ability to protect your paycheck.
Accidents are a part of life, and they can be disruptive to everyday life. While accidental injuries can be painful, they don’t have to hurt financially.
To learn more about your Schedule of Benefits, contact your HR representative to see which plan option you carry.
A critical illness can cause a major financial burden for someone if they haven’t planned ahead. Critical illness insurance helps provide the extra financial protection you may need so you can focus on recovering.
Contact your HR representative for more details about what product offerings are available to you.
You can submit and manage your disability claims online through My Benefits.
Download the forms you need to submit a claim, designate a beneficiary or provide evidence of insurability.
Losing a loved one can be emotionally and financially overwhelming. These are the resources you need to navigate the claim process and help make this difficult time a little easier.
Here are the resources and services you need to navigate the claim process:
DearbornCares℠ provides an advance payment of the life insurance benefit to help beneficiaries cover their immediate expenses, such as funeral costs and medical bills.
Once the employer is notified of the death, they will submit the life insurance claim, and then the payment check within 48 hours of confirmation. No additional paperwork is required. Any remaining Basic Life benefit, if available, will be handled through the standard process.
*Only available to select groups. Beneficiary Resource Services is provided by LifeWorks. LifeWorks is an independent organization that does not provide Dearborn Life Insurance Company or BCBSM products or services. LifeWorks is solely responsible for the products and services described in this webpage. Legal services will not be provided for court proceedings or for the preparation of briefs for legal appearances or actions or for any action against any party providing Beneficiary Resource Services. Legal services provided under Beneficiary Resource Services are not intended for adversarial matters. May include face-to-face sessions, over-the-phone sessions or time taken for research or document preparation. Neither LifeWorks nor Dearborn Life Insurance Company are responsible or liable for care or advice rendered by any referral resources.
Dearborn Life Insurance Company’s group insurance products are offered as Specialty Benefits in cooperation with Blue Cross Blue Shield of Michigan.
Specialty Benefits group insurance products are issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Dearborn Life is a separate company and does not provide Blue Cross Blue Shield of Michigan products and is financially responsible for the products it issues.
Dearborn Life Insurance Company is an independent licensee of the Blue Cross and Blue Shield Association.
Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.