Employee Engagement Toolkits

Covid-19 vaccines and vaccinations are covered for most people at 100% in-network as part of the Affordable Care Act’s list of preventive benefits. Employer plans subject to ACA requirements must continue to provide 100% coverage in-network for Covid-19 vaccine administration. Out-of-network coverage is subject to group-specific benefits, and non-participating providers are permitted to charge members up to the full cost for vaccines.

Coverage for testing is subject to normal copays and deductibles. Diagnostic Covid-19 tests administered by a health care provider, a testing facility or a lab are subject to normal copays and deductibles, including any out-of-network health care provider charges. Blue Cross does not cover the costs of testing for employment, travel, or participation in school and sports. Members must pay for over-the-counter test kits purchased online or in stores.