Explore our solutions
These programs help manage the cost of health care coverage for your business and employees.
Giving your employees access to the most doctors and hospitals
PPO network
Members get access to 100% of hospitals and 95% of doctors in Michigan
Offering affordable health care options for your employees
HMO network
Members can get care in any Michigan county or acute care hospital with access to 6,200 primary care doctors and 24,000 specialists.
Balancing cost and choice for your employees
Point of service network
This hybrid network offers affordability like an HMO with the freedom of doctor choice like a PPO.
Reducing unnecessary ER visits and managing costs
Choices for care
Whether virtually or in person, Blue Cross has options for affordable 24/7 care. Your employees can always choose which kind of care works best for them.
Engaging your employees in their health care purchases
Account-based solutions
Giving your employees access to a health savings account or health reimbursement account through our integrated Consumer Directed Health vendor solutions.
Providing your employees access to care around the world
Global traveler
Your traveling employees can go where they need to go without worry. And you can have peace of mind knowing that an unexpected accident, illness or injury for your employees would be covered.
Finding the best options for specialty care
Blue Distinction® Specialty Care
We’ve identified specialty care centers that have better results and are more efficient at delivering those results.
A health plan partner that provides the safest, highest quality and most cost-effective care for your employees.
Value-based care
We've led the shift to value-based care, successfully elevating quality of care by rewarding physicians for better outcomes.