Ford Employee Health Plans
Learn more about your Blue Cross Blue Shield of Michigan plan options. Enroll when you're ready.
Compare your plan options
2026 plans
Take a look at what these Blue Cross plans offer, then choose the one that's right for you.
See your 2026 Benefits-at-a-Glance (PDF) for more plan details.
Monthly payroll contribution
This is the amount taken from your pay each month.
You +
HSA Plan PPO
$0
HSA Plus Plan PPO
$85
You + spouse
HSA Plan PPO
$0
HSA Plus Plan PPO
$190
You + children
HSA Plan PPO
$0
HSA Plus Plan PPO
$170
You + family
HSA Plan PPO
$0
HSA Plus Plan PPO
$275
|
|
|
||
|---|---|---|---|
|
You +
|
$0 | $85 | |
|
You + spouse
|
$0 | $190 | |
|
You + children
|
$0 | $170 | |
|
You + family
|
$0 | $275 |
2026 plan information
This provides cost and other information related to your plan options.
Out-of-pocket costs
HSA Plan PPO
$$
HSA Plus Plan PPO
$
Preventive care
HSA Plan PPO
100% in network
HSA Plus Plan PPO
100% in network
Out-of-network coverage
HSA Plan PPO
Yes
HSA Plus Plan PPO
Yes
Coinsurance - in network
HSA Plan PPO
0% after deductible
HSA Plus Plan PPO
20% after deductible
Coinsurance - out of network
HSA Plan PPO
60% after deductible
HSA Plus Plan PPO
40% after deductible
Deductible
HSA Plan PPO
You $3,500 or You + family $7,000
HSA Plus Plan PPO
You $1,650 or You + family $3,300
Out-of-pocket maximum
HSA Plan PPO
You $3,500 or You + family $7,000
HSA Plus Plan PPO
You $3,000 or You + family $6,000
Health savings account
HSA Plan PPO
Yes
HSA Plus Plan PPO
Yes
2026 annual company HSA contribution
HSA Plan PPO
No
HSA Plus Plan PPO
You $500 or You + family $1,000
|
|
|
||
|---|---|---|---|
|
Out-of-pocket costs
|
$$ | $ | |
|
Preventive care
|
100% in network | 100% in network | |
|
Out-of-network coverage
|
Yes | Yes | |
|
Coinsurance - in network
|
0% after deductible | 20% after deductible | |
|
Coinsurance - out of network
|
60% after deductible | 40% after deductible | |
|
Deductible
|
You $3,500 or You + family $7,000 | You $1,650 or You + family $3,300 | |
|
Out-of-pocket maximum
|
You $3,500 or You + family $7,000 | You $3,000 or You + family $6,000 | |
|
Health savings account
|
Yes | Yes | |
|
2026 annual company HSA contribution
|
No | You $500 or You + family $1,000 |
2025 plans
Take a look at what these Blue Cross plans offer, then choose the one that's right for you.
See your 2025 Benefits-at-a-Glance (PDF) for more plan details.
Monthly payroll contribution
This is the amount taken from your pay each month.
You +
HSA Plan PPO
$0
HSA Plus Plan PPO
$85
You + spouse
HSA Plan PPO
$0
HSA Plus Plan PPO
$190
You + children
HSA Plan PPO
$0
HSA Plus Plan PPO
$170
You + family
HSA Plan PPO
$0
HSA Plus Plan PPO
$275
|
|
|
||
|---|---|---|---|
|
You +
|
$0 | $85 | |
|
You + spouse
|
$0 | $190 | |
|
You + children
|
$0 | $170 | |
|
You + family
|
$0 | $275 |
2025 plan information
This provides cost and other information related to your plan options.
Out-of-pocket costs
HSA Plan PPO
$$
HSA Plus Plan PPO
$
Preventive care
HSA Plan PPO
100% in network
HSA Plus Plan PPO
100% in network
Out-of-network coverage
HSA Plan PPO
Yes
HSA Plus Plan PPO
Yes
Coinsurance - in network
HSA Plan PPO
0% after deductible
HSA Plus Plan PPO
20% after deductible
Coinsurance - out of network
HSA Plan PPO
60% after deductible
HSA Plus Plan PPO
40% after deductible
Deductible
HSA Plan PPO
You $3,500 or You + family $7,000
HSA Plus Plan PPO
You $1,650 or You + family $3,300
Out-of-pocket maximum
HSA Plan PPO
You $3,500 or You + family $7,000
HSA Plus Plan PPO
You $3,000 or You + family $6,000
Health savings account
HSA Plan PPO
Yes
HSA Plus Plan PPO
Yes
2025 annual company HSA contribution
HSA Plan PPO
No
HSA Plus Plan PPO
You $500 or You + family $1,000
|
|
|
||
|---|---|---|---|
|
Out-of-pocket costs
|
$$ | $ | |
|
Preventive care
|
100% in network | 100% in network | |
|
Out-of-network coverage
|
Yes | Yes | |
|
Coinsurance - in network
|
0% after deductible | 20% after deductible | |
|
Coinsurance - out of network
|
60% after deductible | 40% after deductible | |
|
Deductible
|
You $3,500 or You + family $7,000 | You $1,650 or You + family $3,300 | |
|
Out-of-pocket maximum
|
You $3,500 or You + family $7,000 | You $3,000 or You + family $6,000 | |
|
Health savings account
|
Yes | Yes | |
|
2025 annual company HSA contribution
|
No | You $500 or You + family $1,000 |
2026 plans
Take a look at what these Blue Cross plans offer, then choose the one that's right for you.
See your 2026 Benefits-at-a-Glance (PDF) for more plan details.
Monthly payroll contribution
This is the amount taken from your pay each month.
You +
HSA Plan PPO
$0
HSA Plus Plan PPO
$85
You + spouse
HSA Plan PPO
$0
HSA Plus Plan PPO
$190
You + children
HSA Plan PPO
$0
HSA Plus Plan PPO
$170
You + family
HSA Plan PPO
$0
HSA Plus Plan PPO
$275
|
|
|
||
|---|---|---|---|
|
You +
|
$0 | $85 | |
|
You + spouse
|
$0 | $190 | |
|
You + children
|
$0 | $170 | |
|
You + family
|
$0 | $275 |
2026 plan information
This provides cost and other information related to your plan options.
Out-of-pocket costs
HSA Plan PPO
$$
HSA Plus Plan PPO
$
Preventive care
HSA Plan PPO
100% in network
HSA Plus Plan PPO
100% in network
Out-of-network coverage
HSA Plan PPO
Yes
HSA Plus Plan PPO
Yes
Coinsurance - in network
HSA Plan PPO
0% after deductible
HSA Plus Plan PPO
20% after deductible
Coinsurance - out of network
HSA Plan PPO
60% after deductible
HSA Plus Plan PPO
40% after deductible
Deductible
HSA Plan PPO
You $3,500 or You + family $7,000
HSA Plus Plan PPO
You $1,650 or You + family $3,300
Out-of-pocket maximum
HSA Plan PPO
You $3,500 or You + family $7,000
HSA Plus Plan PPO
You $3,000 or You + family $6,000
Health savings account
HSA Plan PPO
Yes
HSA Plus Plan PPO
Yes
2026 annual company HSA contribution
HSA Plan PPO
No
HSA Plus Plan PPO
You $500 or You + family $1,000
|
|
|
||
|---|---|---|---|
|
Out-of-pocket costs
|
$$ | $ | |
|
Preventive care
|
100% in network | 100% in network | |
|
Out-of-network coverage
|
Yes | Yes | |
|
Coinsurance - in network
|
0% after deductible | 20% after deductible | |
|
Coinsurance - out of network
|
60% after deductible | 40% after deductible | |
|
Deductible
|
You $3,500 or You + family $7,000 | You $1,650 or You + family $3,300 | |
|
Out-of-pocket maximum
|
You $3,500 or You + family $7,000 | You $3,000 or You + family $6,000 | |
|
Health savings account
|
Yes | Yes | |
|
2026 annual company HSA contribution
|
No | You $500 or You + family $1,000 |
2025 plans
Take a look at what these Blue Cross plans offer, then choose the one that's right for you.
See your 2025 Benefits-at-a-Glance (PDF) for more plan details.
Monthly payroll contribution
This is the amount taken from your pay each month.
You +
HSA Plan PPO
$0
HSA Plus Plan PPO
$85
You + spouse
HSA Plan PPO
$0
HSA Plus Plan PPO
$190
You + children
HSA Plan PPO
$0
HSA Plus Plan PPO
$170
You + family
HSA Plan PPO
$0
HSA Plus Plan PPO
$275
|
|
|
||
|---|---|---|---|
|
You +
|
$0 | $85 | |
|
You + spouse
|
$0 | $190 | |
|
You + children
|
$0 | $170 | |
|
You + family
|
$0 | $275 |
2025 plan information
This provides cost and other information related to your plan options.
Out-of-pocket costs
HSA Plan PPO
$$
HSA Plus Plan PPO
$
Preventive care
HSA Plan PPO
100% in network
HSA Plus Plan PPO
100% in network
Out-of-network coverage
HSA Plan PPO
Yes
HSA Plus Plan PPO
Yes
Coinsurance - in network
HSA Plan PPO
0% after deductible
HSA Plus Plan PPO
20% after deductible
Coinsurance - out of network
HSA Plan PPO
60% after deductible
HSA Plus Plan PPO
40% after deductible
Deductible
HSA Plan PPO
You $3,500 or You + family $7,000
HSA Plus Plan PPO
You $1,650 or You + family $3,300
Out-of-pocket maximum
HSA Plan PPO
You $3,500 or You + family $7,000
HSA Plus Plan PPO
You $3,000 or You + family $6,000
Health savings account
HSA Plan PPO
Yes
HSA Plus Plan PPO
Yes
2025 annual company HSA contribution
HSA Plan PPO
No
HSA Plus Plan PPO
You $500 or You + family $1,000
|
|
|
||
|---|---|---|---|
|
Out-of-pocket costs
|
$$ | $ | |
|
Preventive care
|
100% in network | 100% in network | |
|
Out-of-network coverage
|
Yes | Yes | |
|
Coinsurance - in network
|
0% after deductible | 20% after deductible | |
|
Coinsurance - out of network
|
60% after deductible | 40% after deductible | |
|
Deductible
|
You $3,500 or You + family $7,000 | You $1,650 or You + family $3,300 | |
|
Out-of-pocket maximum
|
You $3,500 or You + family $7,000 | You $3,000 or You + family $6,000 | |
|
Health savings account
|
Yes | Yes | |
|
2025 annual company HSA contribution
|
No | You $500 or You + family $1,000 |
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Ford plan resources
Be informed about all your Blue Cross plan has to offer.
Ford Benefits Guide
View the Ford Benefits Guide to see the Ford resources available all year long.
Visit Ford Benefits Guide
Ford Motor Company Active Salaried Employees 2025 Benefits-at-a-Glance
View detailed plan information in this document.
Download PDF