Sometimes you can predict when you'll need a doctor while traveling. Sometimes you can’t. If you have a Blue Cross Blue Shield of Michigan Medicare Advantage plan, here's what you need to know.
For a life-threatening or urgent injury or illiness, go to the nearest hospital or urgent care center. You'll be covered and just have to pay in-network costs with all Medicare Advantage plans.
For emergency or urgent care, you can see any doctor or go to the nearest hospital that accepts Medicare. You'll be covered and just have to pay in-network costs.
Plans offer limited care when travelling outside of the U.S. and its territories. This is limited to emergency care, urgent care and emergency transportation.
For a life-threatening or urgent injury or illness, go to the nearest hospital or urgent care center. We'll cover services at your in-network amount. We cover emergency care outside the U.S. with a $50,000 lifetime maximum.
BCN Advantage HMO plans offer worldwide emergency care, urgent care and transportation outside of the U.S. and its terrorities.
Learn more about coverage while traveling outside of Michigan in the program brochure (PDF).
For minor illnesses, you can see a U.S. board-certified doctor using your phone, tablet or computer anytime with Blue Cross Online VisitsSM.
For general health questions, you can call our 24-Hour Nurse Line for free and talk to a registered nurse.