Medicare Supplement Plans

With a Blue Cross® Medicare Supplement plan, you'll get a great value from a brand you know and trust. You may have lower out-of-pocket costs than you would with a Medicare Advantage plan, and you can choose any doctor who accepts Original Medicare.

How Medicare supplement plans work

Medicare supplement plans pay most of the costs you share with Original Medicare. They can help fill in the coverage gap, so you'll have fewer unexpected costs. You'll also get extra benefits, like nationwide coverage for when you travel. And you won't need any referrals to see specialists.

Keep in mind Medicare supplement plans don't include prescription drug coverage or routine dental, vision or hearing coverage.

We need this information to determine your plan options. Don't want to enter your birthdate?
This is not a valid ZIP code. You've entered an invalid birthdate. Please try again.

Your ZIP code is used in more than one country. Which one do you live in?

You've entered

Enter your birthdate to see available plans
We need this information to determine your plan options. Don't want to enter your birthdate?
You've entered invalid birthdate. Please try again. You've entered invalid birthdate. Please try again.
You're under 65. Are you eligible for Medicare?

You've entered

Not sure if you’re eligible?

You qualify for Medicare coverage if any of the following apply:

  • You’re 65 or older.
  • You have end-stage renal disease.
  • You have Lou Gehrig’s disease, also known as ALS.
  • You have a long-term disability and have been on Social Security for more than two years.
Here's what you may qualify for when you turn 65
You're viewing plans for someone under 65
You're viewing plans for someone who's 65 or older

You've entered

You're viewing all plans
You may see plans you can't enroll in because you haven't given us your information. Plans C, F and HD-F are only available if you were eligible for Medicare before Jan. 1, 2020.
A senior man browses for a new pair of eyeglasses

Enhance your plan with dental, vision and hearing coverage

For $29.50 a month you can add dental, vision and hearing coverage to your Medicare supplement plan. This package is available to all Blue Cross Medicare Supplement members. It gives you:

  • $0 in-network dental exams, cleanings, X-rays and fluoride treatments
  • In-network vision coverage that includes standard lenses every 12 months
  • One $0 hearing exam every 12 months and savings of up to 60% off average retail hearing aid prices at a TruHearing® provider

Current Blue Cross Medicare Supplement and Legacy Medigap members can choose to enroll in the Dental Vision Hearing Package between Feb. 1 and April 30 of each year. Read our help page to learn more.

See if you're eligible for a household discount

Learn how you can save on your plan premium.

Ready to choose a plan?

We'll help you select the right Medicare plan for your situation.

Find your plan
A senior man and woman give each other a high five while playing pickleball


Get healthy with our Medicare Supplement Well-Being Program

Our Well-Being Program is included at no cost when you get a Medicare supplement plan from Blue Cross Blue Shield of Michigan. With it, you get:

Learn more

Important information about Medicare supplement plans

This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.

Need help choosing a Medicare plan?

Our experienced advisors and agents can help find the right Blue Cross plan for you.