How Medicare Works
Want to know more about Medicare? At Blue Cross Blue Shield of Michigan, we'll help you understand who's eligible to enroll in Medicare and what Part A, B, C and D mean.
Browse FAQ
What are the different parts of Medicare?
Learn the basics about what Original Medicare, Medicare Advantage, Part D and Medicare supplement plans cover.
Who's eligible for Medicare?
While Medicare is often thought of as health insurance for older people, younger people with certain health conditions can qualify too.
How do I know if I'm automatically enrolled in Medicare?
You might already be enrolled in Medicare depending on your circumstances.
When and how do I sign up for Original Medicare?
Learn when and how you can sign up for Original Medicare, also called Medicare Part A and B.
What's the difference between Original Medicare and Medicare Advantage?
Original Medicare and Medicare Advantage vary from each other in cost, coverage and network size.
What do PPO, HMO and POS mean?
PPO, HMO and POS all signify different types of Medicare Advantage health plans. Learn what they mean and which one might be right for you.
How do copays, coinsurance and deductibles work with Medicare plans?
These important terms all relate to how much money you'll spend on your health care.
How do I apply for a Medicare supplement plan?
It's easy to apply online, by phone or through the mail. Learn how.
When should I apply for a Medicare supplement plan?
You can apply any time, but there are certain times when your plan might cost you less.
What’s a Medicare supplement guaranteed issue right?
A Medicare supplement guaranteed issue right is a set time period when you can apply that guarantees you'll get coverage.
What will a Medicare supplement plan cost?
Prices for supplement plans can vary based on when you apply and your age, location and lifestyle.
Am I eligible for Medicare supplement Plan A, C or D?
These Medicare supplement plans have specific eligibility requirements and aren't available to everyone.
How do I know if I'm eligible for Medicare supplement Plan C, F or G?
The plans available to you depend on when you became eligible for Medicare coverage.
What's the Medicare Part D donut hole?
The donut hole was a phrase used to describe how your Part D coverage changed throughout the year. It no longer exists.
What's creditable drug coverage?
It's important to know how having creditable drug coverage at the right time can save you from paying a penalty.
What's BCN 65℠?
BCN 65 is a plan from Blue Care Network that pays your Original Medicare deductible and coinsurance. Learn more about costs, coverage and more for this plan.