How Do I Know If I'm Eligible for Medicare Supplement Plans C, F or G?

Blue Cross Blue Shield of Michigan offers several different Medicare supplement plans, but some plans have certain eligibility requirements.

The plans available to you depend on when you became eligible for Medicare coverage. That's because of a law called the Medicare Access and CHIP Reauthorization Act of 2015, or MACRA.

This law makes it so that Medicare supplement plans that cover the Part B deductible are unavailable to anyone eligible on or after Jan. 1, 2020. These are Plans C, F and HD-F.

I became eligible before 2020

Here's what you should keep in mind, if you became eligible before Jan. 1, 2020:

  • Your plan options aren't changing.
  • Your Part B deductible is still covered if you were enrolled in Plan C, F or HD-F.
  • You can keep Plan C, F or HD-F as long as you pay your premiums on time.
  • You can buy Plan C, F or HD-F wherever offered.
  • If you delayed enrolling in Part B, you may still be able to enroll in Plan C, F or HD-F.

I became eligible on or after Jan. 1, 2020

If you became eligible on or after Jan. 1, 2020, here's what you should keep in mind:

  • You can still enroll in a Medicare supplement plan.
  • Plans C, F and HD-F aren't available to you because they cover the Medicare Part B deductible.
  • In response to the law, Blue Cross began offering Plan G, which is less expensive than Plan F but nearly as robust in coverage.
  • Plan D and Plan G have replaced Plan C and Plan F as guaranteed-issue plans.

Important information about Medicare supplement plans

This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.

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