2026 Medicare Plus BlueSM PPO Vitality

This Blue Cross Blue Shield of Michigan plan offers great coverage at an affordable price. You'll pay less for office visits, have a lower out-of-pocket maximum and access to doctors without a referral.

Plan highlights

 

  • Offers an allowance for dental care 
  • Hearing aid coverage through the TruHearing® network
  • $0 in-network primary care office visits
  • Coverage while traveling outside of Michigan
  • Free access to qualified gyms nationwide through SilverSneakers®

NETWORK SIZE

Network Size

MONTHLY PREMIUM

$

Medical deductible

$0

Availability

You can enroll in this plan if you live anywhere in Michigan at least six months of the year. Learn more by viewing our map.

Use these tools to make sure this plan accepts your doctor and pharmacy and is available in your area.


Plan documents

Learn more about the important features and rules for this plan.

This booklet explains how to use this plan's benefits. It also lists some of the things this plan doesn't cover.

Medicare rates plans based on quality and performance every year. Called Medicare Star Ratings, these documents show you how well a plan is performing. For 2025, Blue Cross PPO received 4 1/2 out of 5 stars.

This brochure gives you an overview of all our Medicare plans to help you compare.

Plan star rating

Medicare rates plans based on quality and performance every year. This is called Medicare Star Ratings and shows you how well a plan is performing. For 2025, Blue Cross PPO received 4 1/2 out of 5 stars.

Monthly premium

You'll need to give us your ZIP code to get an accurate price for this plan.

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This is the amount you'll pay each month in addition to your Medicare Part B premium.

Plan details

Deductible
Medical

In-network services: $0
Out-of-network services: $0

Pharmacy

$0

Out-of-pocket maximum

In-network services: $5,000

Combined in- and out-of-network services: $6,700

Optional supplemental benefits don't count toward your out-of-pocket maximum.

Office visits
Primary care physician

You pay $0.

Specialist

You pay $30.

Urgent care

You pay $0-$50.

Pharmacy

Copays start at $0 for certain generic drugs filled at a preferred network pharmacy. Some drugs may cost more if you choose a pharmacy in our standard network

Find your pharmacy.

Drug list

See if this plan covers your medication. Find your prescription (PDF).

You get more than Original Medicare

All benefits required by Original Medicare and more, including:

  • $0 telehealth visits for primary care and behavioral health
  • Advantage Dollars quarterly allowance of $50 for over-the-counter drugs, food and produce (for qualified members) and health products
  • Worldwide emergency, urgent care and emergency transportation coverage
  • Meals benefit following hospital discharge for qualifying members
  • SilverSneakers® fitness program
  • Coverage for ambulance services not requiring transportation
  • Mobile crisis and crisis stabilization for behavioral health
  • Coverage while traveling outside of Michigan with the nationwide network of Blue Plan Providers (PDF).

Overview
Deductible
Medical

In-network services: $0
Out-of-network services: $0

Pharmacy

$0


Out-of-pocket maximum

In-network services: $5,000

Combined in- and out-of-network services: $6,700

Optional supplemental benefits don't count toward your out-of-pocket maximum.


Office visits
Primary care physician

You pay $0.

Specialist

You pay $30.

Urgent care

You pay $0-$50.


Pharmacy

Copays start at $0 for certain generic drugs filled at a preferred network pharmacy. Some drugs may cost more if you choose a pharmacy in our standard network

Find your pharmacy.


Drug list

See if this plan covers your medication. Find your prescription (PDF).


You get more than Original Medicare

All benefits required by Original Medicare and more, including:

  • $0 telehealth visits for primary care and behavioral health
  • Advantage Dollars quarterly allowance of $50 for over-the-counter drugs, food and produce (for qualified members) and health products
  • Worldwide emergency, urgent care and emergency transportation coverage
  • Meals benefit following hospital discharge for qualifying members
  • SilverSneakers® fitness program
  • Coverage for ambulance services not requiring transportation
  • Mobile crisis and crisis stabilization for behavioral health
  • Coverage while traveling outside of Michigan with the nationwide network of Blue Plan Providers (PDF).

A woman and a child, each with glasses, smile as they look up from a book they're reading together.

Enhance your dental and vision coverage

You can add an optional supplemental package to your Medicare Advantage plan for an additional monthly cost. It offers:

  • Extra coverage for dental work including dentures, bridges and implants.
  • A generous allowance for elective contact lenses or glasses (lenses and frames). Polycarbonate lenses and anti reflective coating are covered in network.

Ready to enroll?

Discover why we're the No. 1 choice for Medicare plans in Michigan.

Enroll now

To get help choosing a plan, call 1-866-875-1375. TTY users dial 711.

Frequently asked questions

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Information about SilverSneakers

SilverSneakers® is a registered trademark of Tivity Health, Inc.© 2025 Tivity Health, Inc. All rights reserved. Tivity Health is an independent corporation retained by Blue Cross Blue Shield of Michigan and Blue Care Network to provide health and fitness services to our members.

Information about TruHearing

TruHearing is an independent company contracted to provide hearing services on behalf of Blue Cross Blue Shield of Michigan and Blue Care Network.