2026 Medicare Plus BlueSM PPO Giveback

This Blue Cross Blue Shield of Michigan plan adds some of your Part B premium back into your Social Security check monthly. It also offers $0 primary care office visits.

Plan highlights
 
  • Puts money back in your pocket monthly thanks to a Part B credit.
  • Preventive dental and vision exam coverage
  • Hearing aid coverage through TruHearing®
  • $0 in-network primary care office visits

 

NETWORK SIZE

Network Size

MONTHLY PREMIUM

$0

Medical deductible

$650

Availability

You can enroll in this plan if you live anywhere in Michigan at least six months of the year. Learn more by viewing our map.

Use these tools to make sure this plan accepts your doctor and pharmacy and is available in your area.


Plan documents

Learn more about the important features and rules for this plan.

This booklet explains how to use this plan's benefits. It also lists some of the things this plan doesn't cover.

This brochure gives you an overview of all our Medicare plans to help you compare.

Monthly premium

You'll need to give us your ZIP code to get an accurate price for this plan.

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This is the amount you'll pay each month in addition to your Medicare Part B premium.

Plan details

Deductible
Medical

In-network services: $650

Pharmacy

$150 deductible for tiers 3-5

Out-of-pocket maximum

In-network services: $9,250

Combined in- and out-of-network services: $11,000

Optional supplemental benefits don't count toward your out-of-pocket maximum.

Office visits
Primary care physician

You pay $0.

Specialist

You pay $55.

Urgent care

You pay $0-$40.

Pharmacy

Copays start at $0 for certain generic drugs filled at a preferred network pharmacy. Some drugs may cost more if you choose a pharmacy in our standard network.

Find your pharmacy.

Drug list

See if this plan covers your medication. Find your prescription (PDF).

You get more than Original Medicare

All benefits required by Original Medicare and more, including:

  • $0 telehealth visits for primary care and behavioral health
  • Worldwide emergency, urgent care and emergency transportation coverage
  • Coverage for ambulance services not requiring transportation
  • Mobile crisis and crisis stabilization for behavioral health
  • Coverage while traveling outside of Michigan with the nationwide network of Blue Plan Providers program (PDF).

Overview
Deductible
Medical

In-network services: $650

Pharmacy

$150 deductible for tiers 3-5


Out-of-pocket maximum

In-network services: $9,250

Combined in- and out-of-network services: $11,000

Optional supplemental benefits don't count toward your out-of-pocket maximum.


Office visits
Primary care physician

You pay $0.

Specialist

You pay $55.

Urgent care

You pay $0-$40.


Pharmacy

Copays start at $0 for certain generic drugs filled at a preferred network pharmacy. Some drugs may cost more if you choose a pharmacy in our standard network.

Find your pharmacy.


Drug list

See if this plan covers your medication. Find your prescription (PDF).


You get more than Original Medicare

All benefits required by Original Medicare and more, including:

  • $0 telehealth visits for primary care and behavioral health
  • Worldwide emergency, urgent care and emergency transportation coverage
  • Coverage for ambulance services not requiring transportation
  • Mobile crisis and crisis stabilization for behavioral health
  • Coverage while traveling outside of Michigan with the nationwide network of Blue Plan Providers program (PDF).

A woman and a child, each with glasses, smile as they look up from a book they're reading together.

Enhance your dental and vision coverage

You can add an optional supplemental package to your Medicare Advantage plan for an additional monthly cost. It offers:

  • Extra coverage for dental work including dentures, bridges and implants.
  • A generous allowance for elective contact lenses or glasses (lenses and frames). Polycarbonate lenses and anti reflective coating are covered in network.

Ready to enroll?

Discover why we're the No. 1 choice for Medicare plans in Michigan.

Enroll now

To get help choosing a plan, call 1-866-875-1375. TTY users dial 711.

Frequently asked questions

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Information about SilverSneakers

SilverSneakers® is a registered trademark of Tivity Health, Inc.© 2025 Tivity Health, Inc. All rights reserved. Tivity Health is an independent corporation retained by Blue Cross Blue Shield of Michigan and Blue Care Network to provide health and fitness services to our members.

Information about TruHearing

TruHearing is an independent company contracted to provide hearing services on behalf of Blue Cross Blue Shield of Michigan and Blue Care Network.