How do I apply for a Medicare supplement plan household discount?

Who is this for?

If you're wondering if you can get a Medicare supplement plan household discount, this will help you learn if you can apply.

If you and someone you live with both have a Blue Cross Blue Shield of Michigan Medicare Supplement or Legacy Medigap plan, you might be eligible for a household discount. The discount saves you 5% on your monthly premium.

Discount requirements

You don't need to be related to apply for a discount. You just need to live in the same household.

We define a household as a single-family home, condo or apartment unit within a complex. These are not considered households: assisted living facilities, group homes, adult day care facilities, nursing homes or any other health residential facilities.

This discount is available to new members as well as current members. To see how you can save, choose the situation that applies to you.

How to get the discount

Important information about your plan

The Medicare deductibles, coinsurance and copays listed are based on the 2019 numbers approved by the Centers for Medicare and Medicaid Services. You can go to any hospital, doctor or other health care provider in the U.S. or its territories that accepts Medicare. You don't have to use our network. Blue Cross Blue Shield of Michigan administers Blue Cross Medicare Supplement plans. Where you live, your age, gender and whether you use tobacco may affect what you pay for your plan. Your health status may also affect what you pay. This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.

If you're currently enrolled in Plan A or Plan C, you can stay with your plan as long as you pay your premium. You may enroll in Plan C if you’ve lost coverage under a group policy after becoming eligible for Medicare. You're also eligible if you had Plan C, then enrolled in a Medicare Advantage plan, and now would like to return to Plan C. You can do this as long as it’s within the first 12 months of your Medicare Advantage plan. You're automatically eligible for Plan A if you’re 65 or older. If you’re under age 65, you are eligible for Plan A if you’ve lost coverage under a group policy after becoming eligible for Medicare. You can also enroll if you had Plan A, then enrolled in a Medicare Advantage plan, and now would like to return to Plan A. You can do this as long as it’s within the first 12 months of your Medicare Advantage plan. You’ll need to meet these requirements to apply for these plans.