What will a Medicare supplement plan cost?

Who is this for?

If you're interested in a Medicare supplement plan, this tells you how to find out what you'll pay each month for your plan.

The federal government decides how Medicare supplement, also known as Medigap, plans are structured, so they pretty much stay the same from company to company. However, health insurance companies that sell these types of plans decide what to charge, so prices vary.

Your premium goes up as you get older. Depending on the health insurance carrier, your premium may also be different based on your location within Michigan.

There are a few ways you can find out how much a Blue Cross Blue Shield of Michigan Medicare Supplement plan costs: online, by phone or by using our rate tables.

The prices you'll see are estimates and won't include taxes. They'll give you a good idea of what your monthly bill will be to start.

Select a method to learn more.

Important information about your plan

The Medicare deductibles, coinsurance and copays listed are based on the 2023 numbers approved by the Centers for Medicare and Medicaid Services. You can go to any hospital, doctor or other health care provider in the U.S. or its territories that accepts medicare. You don't have to use our network. Blue Cross Blue Shield of Michigan administers Blue Cross medicare Supplement plans. Where you live, your age, gender and whether you use nicotine products (including e-cigarettes, vaping, and nicotine patches or gum) may affect what you pay for your plan. Your health status may also affect what you pay. This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program. 

If you're currently enrolled in Plan A or Plan C, you can stay with your plan as long as you pay your premium. You may enroll in Plan C if you've lost coverage under a group policy after becoming eligible for Medicare. You're also eligible if you had Plan C, then enrolled in a Medicare Advantage plan, and now would like to return to Plan C. You can do this as long as it's within the first 12 months of your Medicare Advantage plan. You're automatically eligible for Plan A if you're 65 or older. If you're under age 65, you are eligible for Plan A if you've lost coverage under a group policy after becoming eligible for Medicare. You can also enroll if you had Plan A, then enrolled in a Medicare Advantage plan, and now would like to return to Plan A. You can do this as long as it's within the first 12 months of your Medicare Advantage plan. You'll need to meet these requirements to apply for these plans.