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Are dental benefits part of my plan?

Who is this for?

Learn more about the dental, vision and hearing benefits with your Medicare plan.

If you’re shopping for a Medicare plan or need to find out if your current coverage includes dental care, this information is for you.

You may be used to traditional health insurance that covers routine dental care. But Medicare works a little differently.

Whether you have dental benefits will depend on what type of Medicare coverage you have.

  • Original Medicare (Part A and Part B) is run by the U.S. government. It doesn’t cover routine dental exams, cleanings, procedures or dentures. It does cover some dental care related to hospitalizations, surgeries and the treatment of diseases. You’ll pay for routine dental care and dentures out of your own pocket with Original Medicare.
  • Private health insurance companies offer Medicare Advantage (Part C) plans that include everything Original Medicare offers, plus extra benefits. They may include routine dental care. What’s covered depends on your plan.

BCN AdvantageSM 

All of our BCN Advantage HMO and HMO-POS plans include routine dental exams, cleanings and X-rays. You have the option to buy a supplemental plan that includes fillings, root canals, extractions, crowns and fluoride treatments. It also includes vision and hearing benefits. Learn more about how to get extra dental, vision and hearing coverage in our Help Center.

Medicare Plus BlueSM 

Medicare Plus Blue PPO Vitality, Signature and Assure plans include routine dental exams, cleanings and X-rays. Medicare Plus Blue PPO Essential doesn’t. Additional coverage that includes fillings, root canals, extractions, crowns and fluoride treatments isn’t available with our PPO plans.

Tip: You might need to pay a copay or coinsurance for your Medicare Advantage dental benefits. Check your plan’s Summary of Benefits for complete details.

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Page Last Updated Tue Feb 17 10:31:51 EST 2015