Understanding Medicare Plans
So you've chosen your Medicare plan. Now what? If you want to get the most out of your coverage, you'll need to know how your benefits work. And we're here to help make that easier for you.
You can find more information about your plan here. We've answered your frequently asked questions about Medicare Advantage, supplemental insurance, and prescription, dental, vision and hearing coverage. If you still need help, you can contact us.
Medicare Plus BlueSM PPO
BCN AdvantageSM HMO
Medicare Supplement
- How can I get dental, vision and hearing coverage with my Medicare Supplement plan?
- What's Medicare supplement coverage?
- How do I apply for a Medicare supplement plan?
- What will a Medicare supplement plan cost?
- Do I need drug coverage with my Medicare supplement plan?
- How do I change or cancel my Medicare supplement plan?
- What is the Michigan Medigap Subsidy?
- When should I apply for a Medicare supplement plan?
- What's a Medicare supplement guaranteed issue right?
- Am I eligible for Medicare supplement Plan A or C?
- How do I apply for a Medicare supplement plan household discount?
Prescription Drug Coverage
Dental, Vision and Hearing
Group Plans
Important information about your plan
The Medicare deductibles, coinsurance and copays listed are based on the 2023 numbers approved by the Centers for Medicare and Medicaid Services. You can go to any hospital, doctor or other health care provider in the U.S. or its territories that accepts medicare. You don't have to use our network. Blue Cross Blue Shield of Michigan administers Blue Cross medicare Supplement plans. Where you live, your age, gender and whether you use nicotine products (including e-cigarettes, vaping, and nicotine patches or gum) may affect what you pay for your plan. Your health status may also affect what you pay. This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.
If you're currently enrolled in Plan A or Plan C, you can stay with your plan as long as you pay your premium. You may enroll in Plan C if you've lost coverage under a group policy after becoming eligible for Medicare. You're also eligible if you had Plan C, then enrolled in a Medicare Advantage plan, and now would like to return to Plan C. You can do this as long as it's within the first 12 months of your Medicare Advantage plan. You're automatically eligible for Plan A if you're 65 or older. If you're under age 65, you are eligible for Plan A if you've lost coverage under a group policy after becoming eligible for Medicare. You can also enroll if you had Plan A, then enrolled in a Medicare Advantage plan, and now would like to return to Plan A. You can do this as long as it's within the first 12 months of your Medicare Advantage plan. You'll need to meet these requirements to apply for these plans.
