Choosing a Medicare Plan in Michigan

If you're new to Medicare, the choices can be confusing. What you get from the government is relatively simple: you get Part A hospital insurance and Part B medical insurance. If you want more than Original Medicare, it's not so easy. What do you need? Which plan should you pick?

We'll help you understand your options so you can decide what's best for you.

What do the triangles mean?

Original Medicare is made up of different parts. The triangles show you how the parts go together, and what you can add to the coverage you get from the government.

After you enroll in Medicare Part A and B, you can buy Part C, also called Medicare Advantage plans. You see a solid triangle here because Part C plans provide all-in-one coverage. They include hospital, medical, usually Part D and other benefits. Learn about choosing a Medicare Advantage plan.

Medicare Part C blue triangle icon

Notice how there are three parts to the bottom of the triangle? That's because Part D prescription drug coverage, the orange triangle, is separate from Medicare Part A and B. Find out when you need a Part D plan and how to choose one.

Medicare Part D triangle icon

Medicare Part A and B—the grey triangles—provides your hospital and medical coverage. Supplement insurance—the orange triangle—covers health care costs that Medicare doesn't, except for Part D prescription drugs. Learn how to choose supplement insurance.

Supplement insurance triangle icon