You know what makes sense for your business. Are you looking for an affordable product?
Do you want to create a culture of wellness by rewarding healthy employees? Do you want to provide your employees with more comprehensive coverage?
Our suite of products provides a variety of options so you have the flexibility to choose a plan that best fits your business and bottom line.
These straightforward HMO and PPO plans have cost-sharing features to keep premiums affordable but offer all the protection you and your employees need. Paired with an array of wellness tools, resources and support services, these health care plans offer solid protection so your employees can live well and stay well.
These HMO and PPO plans, with a focus on personal accountability, reward employees for living healthy and spending health care dollars wisely. By selecting one of these plans, the Blues will be there to support you and your employees every step of the way.
Consumer-directed health care plans give your employees the freedom to choose how they spend their health care dollars.
Wellness plans reward your employees for living healthy.
These HMO and PPO plans offer robust benefits to satisfy the most demanding needs of those who want the most comprehensive coverage available.
Community BlueSM - Hospital, physician services and preventive care are covered under this popular PPO plan.
Dental coverage is an important part of a total health care package. We offer several plans so you can choose what's best for you and your employees. Blue DentalSM plans offer you value for your money and a commitment to help you grow your business. Learn More
Blue Dental PPOSM
Offers a balance of choice and savings
for both employers and their employees. Members have higher coverage levels
and lower costs when they choose PPO dentists, but they can still see any licensed dentist.
Blue Dental PPO PlusSM
Gives members the freedom to choose any licensed dentist anywhere.
Blue Dental EPOSM
This low cost, full-service plan requires members to use the Dental Network of America Preferred Network. Members are responsible for all costs if they see an out-of-network dentist. Emergency care may be covered outside the network.
Unmatched access and discounts
The Dental Network of America Preferred Network gives members access to 4,900 access points in Michigan and 190,000 nationwide.**
Members receive discounts of 20 to 40 percent when they schedule treatments with network dentists.
Almost all non-network dentists participate in our Blue Par SelectSM program on a per-claim basis. These dentists offer a 5 to 9 percent discount off their usual charges.**Access points are locations where dental services are available. Example: One dentist practicing in two locations would be two access points.
Our Blue VisionSM plans help you sustain a healthy, productive work force. These simple plans are loaded with value and allow you to focus on growing your small business. We partner with VSP® Vision Care* to offer three quality eye care plans for small businesses. Each plan offers preventive care, corrective treatment, cost-effective plans, easy administration and an unmatched network of private-practice eye-care doctors and access points**. You get to pick the Blue Vision plan design that offers you the best value and highest quality to fit the needs of your business.
* VSP Vision Care is an independent company that provides vision benefit services for Blue Cross Blue Shield of Michigan and Blue Care Network members. VSP is a registered trademark of Vision Service Plan.**Access points are locations where vision services are available. Example: One eye doctor practicing in two locations would be two access points.
Prescription drug plans
A Blues Rx prescription drug plan offers value, safety, effectiveness and convenience — perfect for growing a healthy work force and keeping costs low.
Members have easy access to more than 95 percent of pharmacies in Michigan and more than 60,000 pharmacies nationwide.