Is this plan for you?
- If you’re looking for flexible health insurance plans for your employees with a proven record of excellent health care, these plans may be right for you.
If you have any questions, call us at 1-877-547-2583
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Contact Us| Plan type | HMO |
| Eligibility | Employer group plan |
| Deductible | Multiple options |
| Coinsurance | Multiple options |
| Included coverage | Preventive care covered at 100 percent with no copay |
Unique benefits
- HMO deductible plans can be customized with a Healthy Blue HMO HRA health reimbursement arrangement or BCN HMO HSA health savings account.
Overview
Our core HMO plans, such as BCN Basic℠, BCN5℠ and BCN10℠, deliver a wide variety of coverage and options above and beyond traditional HMOs. Your employees will be able to select a primary care physician to provide and coordinate all their care.
The benefits of these plans include:
- Multiple deductible and nondeductible options
- Flexible coinsurance and copay choices that let you combine the cost-sharing features that work best for your business.
- Low out-of-pocket costs.
- Coverage for office visits, preventive care, well-baby visits and immunizations.
- Emergency, urgent and follow-up care when traveling.
- Easy-to-use benefits with no claim forms.
- Comprehensive hospitalization coverage.
Your company gets the advantage of:
- Michigan’s largest HMO network, 30 percent bigger than our closest competitors
- More than 5,000 primary care physicians
- More than 15,000 specialists
Best of all, you’ll have the option to customize your plans by selecting deductibles that work best for your employees. We offer several options with and without coinsurance. You can also customize an HMO deductible plan with our Healthy Blue HMO HRA℠* health reimbursement arrangement or our Blue Care Network HMO HSA℠ health savings account for even more flexibility and value.
* Not available with Healthy Blue Living℠, Healthy Blue Living Rewards℠, Tiered Copay and Blue Elect Plus℠ plans
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