Public School Retirees: Blue Care Network HMO
With this affordable health plan, Michigan Public School Employees' Retirement System members have a primary care provider to coordinate care and refer to other health care professionals or specialists in our network.
- Large HMO network
- Prescription drug coverage is included
PLAN ELIGIBILITY
Non-Medicare
PLAN TYPE
HMO
What this plan offers
- Preventive services that help you stay healthy
- A primary care provider will coordinate your care
- Manage your account 24 hours a day, seven days a week with the BCBSM app
2025 plan details
Find out what's covered and how much you'll pay.
Annual deductible
$400 per member, $800 per family
Coinsurance
10% (50% for select services)
Coinsurance maximum
$600 per member, $1,200 per family
Virtual visit copay
$25 (designated BCN providers)
Annual deductible
In network
$400
Coinsurance
In network
10% (50% for select services)
Office visit copay
In network
$25
Virtual visit copay
In network
$25
Specialist office visit copay
In network
$35 after deductible
Urgent care copay
In network
$65
Emergency room copay
In network
$150 copay after deductible
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|---|---|---|---|
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Annual deductible
|
$400 | ||
|
Coinsurance
|
10% (50% for select services) | ||
|
Office visit copay
|
$25 | ||
|
Virtual visit copay
|
$25 | ||
|
Specialist office visit copay
|
$35 after deductible | ||
|
Urgent care copay
|
$65 | ||
|
Emergency room copay
|
$150 copay after deductible |
Plan documents
-
2025 BCN HMO Benefits-at-a-Glance (PDF)Download