Open enrollment has ended

You may still be able to enroll or make changes to your plan if you've had a change in your life circumstances.

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Learn the basics and what’s new before you shop. Visit Health Insurance 101.

Shop for 2014 Plans

Looking for individual health insurance in Michigan? Our new plans for 2014 have all required essential health benefits backed by a name you trust.

Our health plan advisors can help you find an affordable plan that's right for you: 1-855-237-3501.


You pay the most up front for health care, but you're covered in case of a medical emergency.

  • Lowest monthly payments
  • Highest deductibles
  • Not eligible for a subsidy or HSA
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Don't use health insurance much? You pay less each month, more when you do go to the doctor.

  • Higher deductibles
  • Pairs with an HSA
  • Eligible for tax credit subsidy
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A good balance of cost and coverage. If you're eligible for a subsidy, these plans can be very affordable.

  • Moderate to low deductibles
  • $30 office visit copay
  • Eligible for subsidies
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Your monthly payments cost more, but your out-of-pocket expenses are significantly less.

  • Low deductibles
  • Covers about 80% of health costs
  • Eligible for tax credit subsidy
View Plans

Compare All New 2014 Plans

See metal tier plans side-by-side, or compare PPO and HMO plans. You can also compare monthly plan premiums (PDF).

Essential Health Benefits

As part of the Affordable Care Act, medical plans for individuals and families must cover
10 kinds of health care services. These services are called essential health benefits.
All our plans have these 10 benefits:

  • Outpatient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use
    disorder services, including behavioral
    health treatment
  • Prescription drugs
  • Rehabilitative and habilitative services
    and devices
  • Laboratory services
  • Preventive and wellness services and
    chronic disease management
  • Pediatric vision

For help buying a new plan:

Call a health plan advisor at 1-855-237-3501.


Connect with an agent

Have us call you

Find a walk-in center

Subsidy estimator

Add Dental For Complete Coverage

Taking care of your teeth is an important part of staying healthy.
We have affordable dental plans for all ages. They have low or no deductible.
There's no waiting period for preventive care and it's covered up to
100 percent.

View Dental Plans

Learn the basics with Health Insurance 101

Health Insurance 101 — Michigan Health Insurance Plans
  • New videos show how health insurance works and what's new in health care.
  • Easy-to-read infographics tell why health insurance is important and how
    to pick the right plan.
  • Our game tests your health insurance IQ, so you can make smarter choices.
Learn more

What will you pay in 2014?

Many families in 2014 will be eligible for financial assistance that helps pay for health insurance.

Use our subsidy estimator to find out if you're eligible.

Try it now


Health Care Reform and You

Our Health Care Reform Basics website explains Obamacare.

How will health care reform affect you? We'll help you understand what's changing and what it means for your health care benefits.

Learn more


Additional Coverage


We have a variety of plans for all ages so you can choose one that best fits your budget.

Other Insurance

Insurance that adds value to your Blues medical plan by helping with unexpected costs if you’re sick or in an accident.


If you’re eligible, we have affordable, all-in-one coverage that’s simple to understand.


Blue Cross Complete helps Medicaid members get the health care they need.


We have group plans for every size of business and budget.

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