How Do I Buy or Change a Plan During Special Enrollment?

Special enrollment offers a chance for people with individual coverage to buy or change their plan. If you've had certain changes in your life, like having a baby or getting married, you could qualify for special enrollment. This can occur during or after open enrollment.

Do I qualify for special enrollment?

You're eligible if you experience what's called a qualifying life event, like:

  • You need health coverage for a new baby.
  • You need to change who your plan covers because of marriage or divorce.
  • You lost insurance you had through an employer.

After a qualifying life event, you have a period of 60 days to change your plan or enroll in a new plan. You also may be able to select a plan up to 60 days in advance of some qualifying life events. Here's the complete list of qualifying events and supporting documents you’ll need.

How do I buy or change a plan?

Ready to get a quote, choose a new plan or change your current coverage? To get started, select the tab that applies to you.

Visit our site where you can find a plan. You’ll be able to:

  • See if you’re eligible for a subsidy that lowers your costs
  • Tell us about your qualifying life event
  • Get prices
  • View and compare plans
  • Enroll

You can also get help from:

  • Health plan advisors who’ll help you decide Blue Cross Blue Shield of Michigan plans. Call 1-855-237-3501
  • Agents who can help you compare our plans to others. Connect with an agent if you don’t already have one

Visit our site where you can find a plan. You’ll be able to:

  • See if you’re eligible for a subsidy that lowers your costs
  • Tell us about your qualifying life event
  • Get prices
  • View and compare plans
  • Enroll

You can also get help from:

  • Health plan advisors who’ll help you decide Blue Cross Blue Shield of Michigan plans. Call 1-855-237-3501
  • Agents who can help you compare our plans to others. Connect with an agent if you don’t already have one
Still need help?

We're just a phone call away.

Contact us

If you get your health coverage through an employer, contact them about when you can change your plan. If you need information about Medicare enrollment, visit our Medicare site.

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