How do I buy or change a plan during special enrollment?

Who is this for?

Michigan Health Insurance – Customer Service – Learn More

If you need to buy health insurance or make changes to your coverage, this explains how you can do this during special enrollment.

Special enrollment offers a chance for people with individual coverage to buy or change their plan. If you've had certain changes in your life, like having a baby or getting married, you could qualify for special enrollment. This can occur during or after open enrollment.

Do I qualify for special enrollment?

You're eligible if you experience what's called a qualifying life event, like:

  • You need health coverage for a new baby.
  • You need to change who your plan covers because of marriage or divorce.
  • You lost insurance you had through an employer.

Generally, you can buy or change a plan up to 60 days after the event. Here's the complete list of qualifying events and supporting documents you’ll need.


Did you know?

If you have a qualifying life event, you may have to supply proof of that event to us or healthcare.gov (depending on where you apply) to get coverage.

I qualify for special enrollment. How do I buy or change a plan?

Ready to get a quote, choose a new plan or change your current coverage? To get started, select the link below that applies to you.

Note: If you get your health coverage through an employer, contact them about when you can change your plan. If you need information about Medicare enrollment, visit our Medicare site.