How can I know I'm purchasing the right health insurance policy?

If you’re shopping for individual health insurance, you may have noticed that there are lots of choices. 

How do you know if you’ve found the plan that’s right for your health care needs and your budget?

At Blue Cross Blue Shield of Michigan, we’ve tailored our plans to fit the diverse needs of our customers. 

Our plans fall into three basic types: Light, Balanced and Extended.

Here’s what they mean.

Light

Our light health insurance plans for individuals or families have basic coverage and low monthly premiums. If you’re under 65, healthy and not taking regular prescriptions, our light plans might be right for you.

Balanced

Our balanced health insurance plans have moderate coverage for individuals or families. If you’re under 65, healthy and managing a mild health condition with few prescriptions, our balanced plans might be right for you.

Extended

Our extended health insurance plan has full coverage for individuals or families. If you’re under 65, visit doctors and specialists often for health conditions and take regular prescriptions, our extended plan might be right for you.

Once you figure out which category best fits your needs, you can take a look at our individual health insurance plans to see just what’s covered and what your out-of-pocket expenses will be.

If you’d like some help sorting out just what you need, you can discuss all your options with a Health Plan Advisor at 1-877-469-2583 or fill out a form to request a callback and an agent will call when it’s convenient for you.