State Health Plan PPO Medicare Supplemental
This health plan is a self-insured benefit plan administered by Blue Cross Blue Shield of Michigan under the direction of the Michigan Civil Service Commission.
Plan highlights
- Medicare Supplemental coverage provides benefits that may not be covered under Medicare Part A or Part B
- Works with Original Medicare
- Preventive care services are 100% covered
In-network Individual Deductible
$400
In-network Family Deductible
$800
What this plan offers
- Retirees get access to our extensive PPO network as well as out-of-network doctors and hospitals
- Coverage is included for emergency room care, prescription drug coverage, and behavioral health services including substance use disorders
- Self-administered drugs provided in the hospital outpatient setting are 100% covered
- Value-added services such as Blue365®, Blue Cross Health & Well-BeingSM and the Engagement Center
- Manage your account 24 hours a day, seven days a week with the BCBSM app
2023 plan details
See what's covered and how much you'll pay.
In-network deductible
$400 per individual, $800 per family
In-network out-of-pocket maximum
$2,000 per individual, $4,000 per family
PCP office visit copay
Up to $20 per visit
Individual deductible
In network
$400
Family deductible
In network
$800
Individual out-of-pocket maximum
In network
$2,000
Family out-of-pocket maximum
In network
$4,000
Coinsurance
In network
10% for most services
Office and urgent care visits, medical eye exam, medical hearing exam, osteopathic and chiropractic manipulation
In network
Up to $20 copay
Emergency room
In network
Up to $50 copay (waived if admitted as inpatient)
Hospital care
In network
10% after deductible
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$400 | ||
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$800 | ||
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$2,000 | ||
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$4,000 | ||
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10% for most services | ||
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Up to $20 copay | ||
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Up to $50 copay (waived if admitted as inpatient) | ||
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10% after deductible |