Please be aware that the Medicare Supplement rates provided are subject to change and are only guaranteed through March 31, 2024.

2023 Blue Cross® Medicare Supplement Plan HD-G

This supplement plan offers the same benefits as Medicare Supplement Plan G but with a lower monthly premium and a higher deductible. That means you'll pay out of pocket for your care until you meet the deductible, but you'll save on your monthly premium. If you're relatively healthy, this plan could lower your overall costs.

Plan highlights
  • See any doctor nationwide who accepts Original Medicare
  • You pay $0 for most services covered by Medicare after you meet your Parts A and B deductibles
  • Access to emergency and urgent care worldwide

Network Size

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Part A Deductible

$0

Part B Deductible

$226

Coverage Level

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This Medicare supplement plan from Blue Cross Blue Shield of Michigan gives you access to the Medicare Supplement Well-Being Program, which includes:

  • Free access to the 24-Hour Nurse Line
  • Blue365®, a member discounts program
  • Webinars from Blue Cross Virtual Well-Being

Eligibility

You can enroll in Medicare Supplement Plan HD-G if you're over 65 and you live in Michigan at least six months of the year.


Plan documents

Use this document see the prices of each plan, and to learn more about A, C, D, F, HD-F, G, HD-G, and N.

This brochure gives you an overview of the A, C, D, F, HD-F, G, HD-G, and N plans to help you compare.

Plan details

Deductible

This plan has a $2,700 deductible. Any Medicare Parts A and B expenses you pay will count toward this deductible.

Network

This plan doesn't have a network. You can see any doctor nationwide who accepts Original Medicare.

Out-of-pocket maximum

This plan doesn't have an out-of-pocket maximum.

Office visits

After you meet the plan's deductible, this plan pays all coinsurance and copays for office visits.

Pharmacy

This plan doesn't have Part D prescription drug coverage. See our Prescription Blue℠ PDP plans.

Plan features

• Pays 100% of your Medicare coinsurance and copays for medical, hospital and hospice services covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.

Plan discounts

Household discounts can help you save on premiums. See if you qualify.

Overview

Deductible

This plan has a $2,700 deductible. Any Medicare Parts A and B expenses you pay will count toward this deductible.

Network

This plan doesn't have a network. You can see any doctor nationwide who accepts Original Medicare.

Out-of-pocket maximum

This plan doesn't have an out-of-pocket maximum.

Office visits

After you meet the plan's deductible, this plan pays all coinsurance and copays for office visits.

Pharmacy

This plan doesn't have Part D prescription drug coverage. See our Prescription Blue℠ PDP plans.

Plan features

• Pays 100% of your Medicare coinsurance and copays for medical, hospital and hospice services covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.


Plan discounts

Household discounts can help you save on premiums. See if you qualify.

Senior man wearing and adjusting his eyeglasses

Enhance your plan with dental, vision and hearing coverage

For $17.25 a month you can add dental, vision and hearing coverage to your Medicare supplement plan. This package is available to all Blue Cross Medicare Supplement members. It gives you:

  • In-network dental exams, cleanings, X-rays and fluoride treatment at no additional cost
  • In-network vision coverage that includes standard lenses every 12 months
  • One hearing exam every 12 months and savings of up to 60% off average retail hearing aid prices at a TruHearing® provider

Current Blue Cross Medicare Supplement and Legacy Medigap members can choose to enroll in the new Dental Vision Hearing Package between Feb. 1 and April 30 of each year. Read our help page to learn more.

Ready to enroll?

Check out your options to find the plan that’s right for you.

Compare and enroll

Important information about Medicare supplement plans

This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.

Need help choosing a Medicare plan?

Our experienced advisors and agents can help find the right Blue Cross plan for you.