2023 Blue Cross® Medicare Supplement Plan HD-G
This supplement plan offers the same benefits as Medicare Supplement Plan G but with a lower monthly premium and a higher deductible. That means you'll pay out of pocket for your care until you meet the deductible, but you'll save on your monthly premium. If you're relatively healthy, this plan could lower your overall costs.
Plan highlights
- See any doctor nationwide who accepts Original Medicare
- You pay $0 for most services covered by Medicare after you meet your Parts A and B deductibles
- Access to emergency and urgent care worldwide
Network Size
Part A Deductible
$0
Part B Deductible
$226
Coverage Level
Plan details
Deductible
Network
Out-of-pocket maximum
Office visits
Pharmacy
Plan features
• Pays 100% of your Medicare coinsurance and copays for medical, hospital and hospice services covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.
Plan discounts
Deductible
Doctor and hospital choice
Out-of-pocket maximum
Preventive services
Doctor office visits
Outpatient surgery
You may get outpatient surgery at a hospital, ambulatory facility or a doctor's office.
After you meet this plan's deductible, you pay $0 for services covered by Original Medicare
Inpatient hospital care
Blood
Skilled nursing facility
Hospice
Urgent care
If your injury or illness doesn't require a visit to the emergency room and you can't get to your doctor's office, you can go to an urgent care facility.
After you meet this plan's deductible, you pay $0 for services covered by Original Medicare.
Emergency care
Ambulance services
Durable medical equipment
Chiropractic services
Original Medicare only covers chiropractic visits for manual manipulation of the spine to correct subluxation — a displacement or misalignment of a joint or body part.
After you meet this plan's deductible, you pay $0 for services covered by Original Medicare.
Podiatry services
Original Medicare covers medically necessary foot care.
After you meet this plan's deductible, you pay $0 for services covered by Medicare.
Outpatient mental health services
Original Medicare covers:
• Individual therapy visits
• Group therapy visits
• Individual therapy visits with a psychiatrist
• Group therapy visits with a psychiatrist
After you meet this plan's deductible, you pay $0 for services covered by Original Medicare.
Occupational, physical and speech therapy
Renal dialysis
Emergency care outside the U.S.
Learn more about this plan
Use this document to:
• Learn more about A, C, D, F, HD-F, G, HD-G, and N
• See the prices for each plan
• Apply if you're ready
Deductible
Network
Out-of-pocket maximum
Office visits
Pharmacy
Plan features
• Pays 100% of your Medicare coinsurance and copays for medical, hospital and hospice services covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.
Plan discounts
Deductible
Doctor and hospital choice
Out-of-pocket maximum
Preventive services
Doctor office visits
Outpatient surgery
You may get outpatient surgery at a hospital, ambulatory facility or a doctor's office.
After you meet this plan's deductible, you pay $0 for services covered by Original Medicare
Inpatient hospital care
Blood
Skilled nursing facility
Hospice
Urgent care
If your injury or illness doesn't require a visit to the emergency room and you can't get to your doctor's office, you can go to an urgent care facility.
After you meet this plan's deductible, you pay $0 for services covered by Original Medicare.
Emergency care
Ambulance services
Durable medical equipment
Chiropractic services
Original Medicare only covers chiropractic visits for manual manipulation of the spine to correct subluxation — a displacement or misalignment of a joint or body part.
After you meet this plan's deductible, you pay $0 for services covered by Original Medicare.
Podiatry services
Original Medicare covers medically necessary foot care.
After you meet this plan's deductible, you pay $0 for services covered by Medicare.
Outpatient mental health services
Original Medicare covers:
• Individual therapy visits
• Group therapy visits
• Individual therapy visits with a psychiatrist
• Group therapy visits with a psychiatrist
After you meet this plan's deductible, you pay $0 for services covered by Original Medicare.
Occupational, physical and speech therapy
Renal dialysis
Emergency care outside the U.S.
Learn more about this plan
Use this document to:
• Learn more about A, C, D, F, HD-F, G, HD-G, and N
• See the prices for each plan
• Apply if you're ready
Enhance your plan with dental, vision and hearing coverage
For $17.25 a month you can add dental, vision and hearing coverage to your Medicare supplement plan. This package is available to all Blue Cross Medicare Supplement members. It gives you:
- In-network dental exams, cleanings, X-rays and fluoride treatment at no additional cost
- In-network vision coverage that includes standard lenses every 12 months
- One hearing exam every 12 months and savings of up to 60% off average retail hearing aid prices at a TruHearing® provider
Current Blue Cross Medicare Supplement and Legacy Medigap members can choose to enroll in the new Dental Vision Hearing Package between Feb. 1 and April 30 of each year. Read our help page to learn more.
Important information about Medicare supplement plans
This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.